--- title: An Innovation Sandbox? - InsNerds.com description: When we talk about innovation in insurance, the issue of insurance regulation inevitably comes up. Few industries face the scrutiny and oversight that is present in insurance.What if those barriers were lifted to make room for experimentation?On May 20, 2019, Kentucky passed legislation to do just that. The newly created Insurance Innovation Sandbox allows organizations image: https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg --- 1 min read # An Innovation Sandbox? [ Amber Wuollet ](https://insnerds.com/insights/author/amber-wuollet) : May 29, 2019 12:00:00 AM [Uncategorized](https://insnerds.com/insights/tag/uncategorized) ![An Innovation Sandbox?](https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg) When we talk about innovation in insurance, the issue of insurance regulation inevitably comes up. Few industries face the scrutiny and oversight that is present in insurance. What if those barriers were lifted to make room for experimentation? On May 20, 2019, Kentucky passed legislation to do just that. The newly created Insurance Innovation Sandbox allows organizations to try out ideas that would otherwise be prohibited under the current insurance code. In this episode of The Insurance Nerdery, I talk through the changes, outline the concept of the sandbox, and start a feud with Elon Musk. ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg?width=100&height=100&name=Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg?width=100&height=100&name=Amber-100x100-Jan-03-2025-02-24-56-9785-AM.jpg) ### About Amber Wuollet Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-02-26-05-8214-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-02-26-05-8214-AM.png) ](https://www.linkedin.com/in/amber-wuollet/) [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-150x150-Jan-03-2025-02-24-55-9848-AM.jpg?width=150&height=150&name=Amber-150x150-Jan-03-2025-02-24-55-9848-AM.jpg)](https://www.linkedin.com/in/amber-wuollet/) ##### [ Amber Wuollet](https://insnerds.com/author/amber-wuollet/) [Website](https://www.linkedin.com/in/amber-wuollet/)  |  + posts Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. ### Related Posts - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/PARLogo-150x150-Jan-03-2025-02-24-55-5057-AM.jpeg?width=150&height=150&name=PARLogo-150x150-Jan-03-2025-02-24-55-5057-AM.jpeg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/PARLogo-150x150-Jan-03-2025-02-24-55-5057-AM.jpeg?width=150&height=150&name=PARLogo-150x150-Jan-03-2025-02-24-55-5057-AM.jpeg) ](https://insnerds.com/podcast-e5/) [Profiles in Risk - Episode 5 - All about Innovation in Insurance](https://insnerds.com/podcast-e5/) or Subscribe. Show Notes: The Medici Effect by Frans Johansson. Kill the Company by Lisa Rodell. Insurify… - [Profiles in Risk - E46: Abel Travis on Insurance, Innovation and Podcasting](https://insnerds.com/profiles-risk-e46-abel-travis-insurance-innovation-podcasting/) SUBSCRIBE AT: Buzzsprout RSS: https://goo.gl/5K4X3Q Google Play: https://goo.gl/WMAvW4 iTunes: https://goo.gl/7SqwvP Overcast: https://goo.gl/8b4cbD Spotify: https://goo.gl/niAbGN Stitcher: https://goo.gl/DmE7Mi YouTube:… - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Employees-150x150-1.jpg?width=150&height=150&name=Employees-150x150-1.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Employees-150x150-1.jpg?width=150&height=150&name=Employees-150x150-1.jpg) ](https://insnerds.com/employees-innovation-and-continuity/) [Employees, Innovation, and Continuity](https://insnerds.com/employees-innovation-and-continuity/) This article originally published in Carly's AM Best Monthly column in the October 2017 edition.… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fan-innovation-sandbox%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=An+Innovation+Sandbox%3F&url=https%3A%2F%2Finsnerds.com%2Fan-innovation-sandbox%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fan-innovation-sandbox%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fan-innovation-sandbox%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=An%20Innovation%20Sandbox%3F&body=When%20we%20talk%20about%20innovation%20in%20insurance%2C%20the%20issue%20of%20insurance%20regulation%20inevitably%20comes%20up.%20Few%20industries%20face%20the%20scrutiny%20and%20oversight%20that%20is%20present%20in%20insurance.What%20if%20those%20barriers%20were%20lifted%20to%20make%20room%20for%20experimentation%3FOn%20May%2020%2C%202019%2C%20Kentucky%20passed%20legislation%20to%20do%20just%20that.%20The%20newly%20created%20Insurance%20Innovation%20Sandbox%20allows%20organizations%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fan-innovation-sandbox%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![Podcast Episode 13 – Hippo and the Digital Insurers](https://insnerds.com/hubfs/Imported_Blog_Media/Super-Tony-100x100-Jan-03-2025-01-03-08-3430-AM.jpg) ](https://insnerds.com/insights/podcast-e13-2) 1 min read #### [Podcast Episode 13 – Hippo and the Digital Insurers](https://insnerds.com/insights/podcast-e13-2) [Antonio Canas](https://insnerds.com/insights/author/antonio-canas) : May 21, 2017 12:00:00 AM Podcast Episode 13 – Hippo and the Digital Insurers by Antonio Canas or Subscribe. 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