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Bobby Touran

Co-Founder and CEO, Pathpoint

E&S hasn’t been highlighted enough within the insurance industry. Let’s change that.

by Bobby Touran

I had the great pleasure of appearing as a guest on Broker Brett’s podcast recently, and we got to chatting about why my company, Pathpoint, chose to focus on the E&S market. We talked about the fact that E&S simply hasn’t been a focal point for the insurance industry up until now, and I thought … Read more

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Definitioner

Surplus Lines
Insurance companies that are working kind of without the go ahead from the state, they are allowed to sell promises but in a different way than normal insurance companies. To buy a promise from a Surplus Lines company you first have to have three normal insurance companies tell you “no”.
Non-admitted (Surplus Lines)
Insurance companies that are working kind of without the go ahead from the state, they are allowed to sell promises but in a different way than normal insurance companies. To buy a promise from a Surplus Lines company you first have to have three normal insurance companies tell you “no”.
Application
A form you fill out with certain information when you want to buy insurance.
Agent
The person who sells you the promise to pay for things you break or lose.
Broker (Agent)
The person who sells you the promise to pay for things you break or lose.
Risk
Chance of something changing either for better or worse.
Insurance
Paying a company a little money for the promise they will pay a lot of money for things we break or lose without meaning to.