Nick Lamparelli 
(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) Waiver and Estoppel Waiver is the voluntary relinquishment of a known right that can be … Read more
For anyone that wants to see what their personal and professional development looks like, do one of these every five years. Miranda Elizabeth Joseph viewing her original podcast (Episode 131) with us Tony chats with returning Profiles in Risk guest Myranda Elizabeth Joseph. Myranda appeared on the show as a doe-eyed 23-year-old independent insurance agent … Read more
(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) Legendary industry author, consultant and expert witness Don Malecki, CPCU, ARM did not like to … Read more
In late 1992, in the aftermath of Hurricane Andrew a sinking realization entered into the property insurance market…we didn’t know where our exposures were!…nor had any clue about what we knew about those exposures…even if we had known where they were located!!! (No story quite captures this realization than Michael Lewis’ In Nature’s Casino New … Read more
“cogito, ergo sum” – Rene Descartes Parametric insurance products are not new. They have been around for decades (and in some forms probably centuries). Insurance professionals have struggled to adopt to parametric solutions for our clients because they do not neatly fit into the indemnity paradigm we insurance professionals were trained into. Our entire training … Read more