Profiles in Risk – E460: Creating Ultra-HighRes Vegetation Mapping For Better Wildfire Defense; Gus Calderon, Co-Founder of FireWatch

Vegetative fuel models are a vital component for wildfire stakeholders in understanding the frequency and severity of wildfire events. It is the fuel models which allow us to simulate events and study how a wildfire will behave under certain circumstances. Wildfire spread is highly correlated with the density of vegetation and the combustibility of that … Read more

Profiles in Risk: E451 – Managing Extreme Climate Risk With Better (Business) Models; Andrew Engler, CEO, Co-Founder of Kettle

There is no shortage of research and companies looking at extreme climate events to create new and better models that will make insurers better. A team of scientists get together looking to take their wisdom and insights, wrap it in software and go to London, Bermuda and elsewhere to sell that software to companies in … Read more

“Rating” New Policy Language – Yea or Nay

The discussion of insurance innovation is often centered around InsurTech and the newest tools and algorithms designed to take the industry into its next evolution. The quieter and slightly less glamorous evolution of policy language, however, is also a critical component of innovation and adaption. In this episode of The Insurance Nerdery, Amber shares her … Read more

2018 Lookback – Personal Auto

What makes an insurance year profitable?

Early reports are showing a strong performance for Personal Lines Auto in 2018.

From pricing to technology to claim settlement, there were a number of strong wins for the industry as well as some trends that threaten the gold standard of insurance measurement – the infamous combined ratio.

In this episode of the Insurance Nerdery, Amber takes a look back at Personal Auto to uncover what made 2018 profitable and what could derail its profitability in 2019.

Also included is an easy 3-step plan to profitability, guaranteed to work for every organization!*

*not actually easy, 3 steps, or guaranteed