Terms & Conditions Tuesday – Policy Form Standardization (11-21-2023)

(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) P&C policy forms come in three basic varieties: Standardized Proprietary Hybrid There are several “standards” … Read more

Terms & Conditions Tuesday – Waiver and Estoppel (11-7-2023)

(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) Waiver and Estoppel Waiver is the voluntary relinquishment of a known right that can be … Read more

Terms & Conditions Tuesday – Entirety of Contract (10-31-2023)

(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) Legendary industry author, consultant and expert witness Don Malecki, CPCU, ARM did not like to … Read more

Terms & Conditions Tuesday – More on Policy Form Edition Dates (10-24-2023)

(Every Tuesday, we will discuss elements of insurance through the lens of Terms & Conditions. In this article, we go into Bill Wilson’s book, When Words Collide to look at the deeper and more profound elements of policy wording and implications for coverage and claims disputes) More on Policy Form Edition Dates Aside from distinguishing … Read more