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Uncategorized

Three years into the 2020’s: Taking Stock of the Decade’s Insurtech Predictions (Part 2)

by Stephen Goldstein

I hope you enjoyed Part 1 of this article.  This post covers Trends 5-7 from my 2020 article and some Bonus ones for the rest of the decade. Trend #5: Macro Economy – Roaring 20s into the Great Depression From 2020 article: In the 1920s – The stock market crash of October 1929 began the … Read more

Categories Uncategorized

Three years into the 2020’s: Taking Stock of the Decade’s Insurtech Predictions (Part 1)

by Stephen Goldstein

Back in January 2020, I wrote an insurtech predictions piece entitled The 20’s: Now and Then.  This looked at trends we saw in the 1920’s and how they might compare to the 2020’s.  I was working with Reinsurance Group of America (RGA) at the time, regularly speaking with insurers and insurtech disruptors.  Recently, I have … Read more

Categories Uncategorized

ITC 2022 Reflections and the Maturation of Insurtech

by Stephen Goldstein

Another ITC come and gone. This year was my 4th year in attendance (2017-2019, 2022). It was also my third time attending with a different badge/title around my neck–first as a member of the press, second as an employee of a reinsurer/investor, and this one as an independent advisor/consultant. It has taken me a few … Read more

Categories InsurTech, Uncategorized

How to Build, Implement & Grow a Successfully Dispersed Digital Insurance Agency

by Carl Moulton

Today the role of the local agent is being marginalized. Most start-up insurtechs, even some legacy insurance carriers, no longer see the value of the local agent.  Part of this marginalization is also self-inflicted by us agents. The guiltiest of which are old-school agents such as myself who have refused to change.  The truth is many of … Read more

Categories Uncategorized

Help us in the fight against Climate Change by filling out this 5 minute survey!

by Antonio Canas

The survey: https://insnerds.com/ClimateSurvey/

Categories Uncategorized
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Rendering of The End Of Insurance As We Know It
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Definitioner

3rd Party (Third Party)
Someone else.
Business Insurance
A promise to pay to fix things when they break in your business.
Credit
A credit means you have to pay less money for your insurance because your stuff is in very good shape.
Application
A form you fill out with certain information when you want to buy insurance.
Department of Insurance
Each state has a group of people who make sure insurance companies and agents play well with others.
Agency
The company the agent works for.
Producer
The person who sells you the promise to pay for things you break or lose.
Agent
The person who sells you the promise to pay for things you break or lose.
License (Insurance License)
A paper that allows a person to sell insurance.
Policy
A written paper that explains in long words the promise you have bought from the company and what is covered or not covered.
Carrier (Insurer)
A company who promised to pay for big things you break or lose if you pay them a little money before it happened.
Claim
Asking somebody else to pay when something breaks or is lost.
Insurance
Paying a company a little money for the promise they will pay a lot of money for things we break or lose without meaning to.