---
title: Michigan Takes on PIP - InsNerds.com
description: Michigan's No Fault Personal Injury Protection coverage was launched 45 years ago to reduce lawsuits and lower insurance premiums. As auto insurance premiums continued to skyrocket Michigan to the highest auto premium cost in the United States, the public has continued to rally for change. But what does change look like? How can decades of
---
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# [Michigan Takes on PIP - InsNerds.com](https://insnerds.com/insights/michigan-takes-on-pip)
Written by [Amber Wuollet](https://insnerds.com/insights/author/amber-wuollet) | Jun 12, 2019 4:00:00 AM
# Michigan Takes on PIP
by Amber Wuollet
Michigan’s No Fault Personal Injury Protection coverage was launched 45 years ago to reduce lawsuits and lower insurance premiums.
As auto insurance premiums continued to skyrocket Michigan to the highest auto premium cost in the United States, the public has continued to rally for change.
But what does change look like? How can decades of increasing PIP losses and premiums be reversed?
In the 2019 legislative session, Michigan has approved a plan to do just that.
In this episode of The Insurance Nerdery, we talk through the changes scheduled to launch June 2020.
### About Amber Wuollet
Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds.
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##### [ Amber Wuollet](https://insnerds.com/author/amber-wuollet/)
[Website](https://www.linkedin.com/in/amber-wuollet/) | + posts
Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds.
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