--- title: "Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy - InsNerds.com" description: "Subscribe at: Stitcher iTunes Google Play YouTube Buzzsprout RSS Bob Frady is not your normal CEO. Bob is CEO and co-founder of HazardHub, a company which provides a full hazard report card on your property. Fire, flood, wind, earth movement, and even man-made risks are all covered and graded. The report also tells property owners" --- [Insurance Nerds - Insuring Tomorrow ](https://insnerds.com/insights) # [Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy - InsNerds.com](https://insnerds.com/insights/profiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy) Written by [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) | Apr 29, 2018 4:00:00 AM # Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy by Nicholas Lamparelli Audio Player [https://www.buzzsprout.com/87086/692083-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy.mp3](https://www.buzzsprout.com/87086/692083-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy.mp3) 00:00 00:00 00:00 Use Up/Down Arrow keys to increase or decrease volume. **Subscribe at:** ** [Stitcher](https://www.stitcher.com/podcast/insnerdscom/profiles-in-risk-the-insnerds-podcast)** ** risk/id1209984530?mt=2">iTunes ****[Google Play](https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&apn=com.google.android.music&link=https://play.google.com/music/m/Itlljx2m4fvp2smw5hg223asbtu?t%3DProfiles_in_Risk%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16)risk/id1209984530?mt=2"> [YouTube ](https://www.youtube.com/playlist?list=PLk-tMK8a6LBM5VaHi2fpB5moSYfVlTE_B)****[Buzzsprout RSS](http://www.buzzsprout.com/87086.rss)** Bob Frady is not your normal CEO. Bob is CEO and co-founder of HazardHub, a company which provides a full hazard report card on your property. Fire, flood, wind, earth movement, and even man-made risks are all covered and graded. The report also tells property owners where the closest fire station and fire hydrants are. It is the most comprehensive hazard report available. You can get one free at **[www.freehomerisk.com](https://freehomerisk.com/)**. Here is an image of a report: One interesting take away from my conversation with Bob was about the **[Law of Large Numbers](https://www.khanacademy.org/math/statistics-probability/random-variables-stats-library/expected-value-lib/v/law-of-large-numbers)**. This insurance principle has protected insurers for 300 years. Even with Insurtech on the rise, insurers are still somewhat shielded by the Law of Large Numbers. So even in an environment with imperfect information becoming less imperfect every day, this principle is still quite valid (information will never be perfect). Bob was also a stand-up comic. With permission, here is my favorite laugh out loud skit of Bob’s **CONNECT WITH BOB FRADY:** [**LinkedIn**](https://www.linkedin.com/in/bobfrady/) **[HazardHub Home Page](http://hazardhub.com/)** **BOOKS:** **[Papi: My Story ](https://amzn.to/2KlHuP0)by [David Ortiz](https://amzn.to/2KlHwGC) & [Michael Holley](https://amzn.to/2HBuFT4)** **[Back From The Dead](https://amzn.to/2HDeQLC) by [Bill Walton ](https://amzn.to/2HCAz1X)[The Power of Habit ](https://amzn.to/2w1vwXO)by [Charles Duhigg](https://amzn.to/2HFqHok)** ### About Nicholas Lamparelli Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - ##### [ Nicholas Lamparelli](https://insnerds.com/author/nick-lamparelli/) + posts Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - ** [From Teacher to Tech: How SettleStream Cuts Litigation Time and Costs - A Discussion with Chrysa Jones, COO](https://insnerds.com/from-teacher-to-tech-how-settlestream-cuts-litigation-time-and-costs-a-discussion-with-chrysa-jones-coo/) - ** [My Battle With Sleep Demons (and How I Overcame It 🤞)](https://insnerds.com/my-battle-with-sleep-demons-and-how-i-overcame-it-%f0%9f%a4%9e/) - ** [Exploring the History of Citizens Insurance Company of Florida: From Inception to Present - AoB Podcast](https://insnerds.com/20638-2/) - ** [The Importance of Security in Workflow For Insurance Agents & Brokers (AoB Podcast with Taylor Pascoe of ShareFile)](https://insnerds.com/the-importance-of-security-in-workflow-for-insurance-agents-brokers-aob-podcast-with-taylor-pascoe-of-sharefile/) ### Related Posts - [Profiles in Risk - Episode 17 Interview with Bob Reville, CEO of Praedicat](https://insnerds.com/podcast-e17/) SUBSCRIBE AT: Buzzsprout RSS: https://goo.gl/5K4X3Q Google Play: https://goo.gl/WMAvW4 iTunes: https://goo.gl/7SqwvP Overcast: https://goo.gl/8b4cbD Spotify: https://goo.gl/niAbGN Stitcher: https://goo.gl/DmE7Mi YouTube:… - [Profiles in Risk - Episode Two](https://insnerds.com/podcast-e2/) SUBSCRIBE AT: Buzzsprout RSS: https://goo.gl/5K4X3Q Google Play: https://goo.gl/WMAvW4 iTunes: https://goo.gl/7SqwvP Overcast: https://goo.gl/8b4cbD Stitcher: https://goo.gl/DmE7Mi YouTube: https://goo.gl/1Turar… - [Profiles in Risk - Episode 14 with Michelle Villarreal, Owner of 1-2-1 Claims](https://insnerds.com/podcast-e14/) or Subscribe. With MichelleVillarreal, CEO of 1-2-1 Claims .   Show Notes In this episode of Profiles in… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Profiles+in+Risk+-+E75%3A+Bob+Frady%2C+CEO+of+HazardHub+on+Property+Risk%2C+Fire+Hydrants%2C+The+Law+of+Large+Numbers+%26+Stand-up+Comedy&url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Bob%20Frady%2C%20CEO%20of%20HazardHub%20on%20Property%20Risk%20%26%20Hazard%20Data&body=Bob%20Frady%20is%20the%20CEO%20%26%20co-founder%20of%20HazardHub%2C%20which%20provides%20a%20full%20hazard%20report%20card%20on%20properties.%20Get%20a%20free%20hazard%20report%20at%20https%3A%2F%2Ffreehomerisk.com%2F%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) Categories [Podcast](https://insnerds.com/category/podcast/) [Commit to an Airline – Business Travel Done Right](https://insnerds.com/commit-to-an-airline/) [Do You Sell on Price or Value?](https://insnerds.com/do-you-sell-on-price-or-value/) [View full post](https://insnerds.com/insights/profiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Nicholas Lamparelli" }, "dateModified" : "2025-01-03T01:03:54.817Z", "datePublished" : "2018-04-29T04:00:00Z", "headline" : "Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy", "image" : { "@type" : "ImageObject", "height" : 180, "url" : "https://47532799.fs1.hubspotusercontent-na1.net/hubfs/47532799/Imported_Blog_Media/HazardReport-300x180.png", "width" : 300 }, "mainEntityOfPage" : "https://insnerds.com/insights/profiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60.0, "url" : "https://47532799.fs1.hubspotusercontent-na1.net/hubfs/47532799/logo-horizonatl.jpg", "width" : 139.38907 }, "name" : "Insurance Nerds " } } ```