--- title: "Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy - InsNerds.com" description: "Subscribe at: Stitcher iTunes Google Play YouTube Buzzsprout RSS Bob Frady is not your normal CEO. Bob is CEO and co-founder of HazardHub, a company which provides a full hazard report card on your property. Fire, flood, wind, earth movement, and even man-made risks are all covered and graded. The report also tells property owners" image: https://insnerds.com/hubfs/Imported_Blog_Media/HazardReport-300x180.png --- 2 min read # Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy [![Picture of Nicholas Lamparelli](https://insnerds.com/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg) Nicholas Lamparelli ](https://insnerds.com/insights/author/nicholas-lamparelli) : Apr 29, 2018 12:00:00 AM [Podcast](https://insnerds.com/insights/tag/podcast) ![Profiles in Risk – E75: Bob Frady, CEO of HazardHub on Property Risk, Fire Hydrants, The Law of Large Numbers & Stand-up Comedy](https://insnerds.com/hubfs/Imported_Blog_Media/HazardReport-300x180.png) Audio Player [https://www.buzzsprout.com/87086/692083-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy.mp3](https://www.buzzsprout.com/87086/692083-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy.mp3) 00:00 00:00 00:00 Use Up/Down Arrow keys to increase or decrease volume. **Subscribe at:** ** [Stitcher](https://www.stitcher.com/podcast/insnerdscom/profiles-in-risk-the-insnerds-podcast)** ** [risk/id1209984530?mt=2">iTunes ](https://itunes.apple.com/us/podcast/profiles-in-%3Cspan%20class=)****[Google Play](https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&apn=com.google.android.music&link=https://play.google.com/music/m/Itlljx2m4fvp2smw5hg223asbtu?t%3DProfiles_in_Risk%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16)[risk/id1209984530?mt=2"> ](https://itunes.apple.com/us/podcast/profiles-in-%3Cspan%20class=)[YouTube ](https://www.youtube.com/playlist?list=PLk-tMK8a6LBM5VaHi2fpB5moSYfVlTE_B)****[Buzzsprout RSS](http://www.buzzsprout.com/87086.rss)** Bob Frady is not your normal CEO. Bob is CEO and co-founder of HazardHub, a company which provides a full hazard report card on your property. Fire, flood, wind, earth movement, and even man-made risks are all covered and graded. The report also tells property owners where the closest fire station and fire hydrants are. It is the most comprehensive hazard report available. You can get one free at **[www.freehomerisk.com](https://freehomerisk.com/)**. Here is an image of a report: ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/HazardReport-300x180.png?width=522&height=313&name=HazardReport-300x180.png) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/HazardReport-300x180.png?width=522&height=313&name=HazardReport-300x180.png) One interesting take away from my conversation with Bob was about the **[Law of Large Numbers](https://www.khanacademy.org/math/statistics-probability/random-variables-stats-library/expected-value-lib/v/law-of-large-numbers)**. This insurance principle has protected insurers for 300 years. Even with Insurtech on the rise, insurers are still somewhat shielded by the Law of Large Numbers. So even in an environment with imperfect information becoming less imperfect every day, this principle is still quite valid (information will never be perfect). Bob was also a stand-up comic. With permission, here is my favorite laugh out loud skit of Bob’s **CONNECT WITH BOB FRADY:** [**LinkedIn**](https://www.linkedin.com/in/bobfrady/) **[HazardHub Home Page](http://hazardhub.com/)** **BOOKS:** **[Papi: My Story ](https://amzn.to/2KlHuP0)by [David Ortiz](https://amzn.to/2KlHwGC) & [Michael Holley](https://amzn.to/2HBuFT4)** **[Back From The Dead](https://amzn.to/2HDeQLC) by [Bill Walton ](https://amzn.to/2HCAz1X)[The Power of Habit ](https://amzn.to/2w1vwXO)by [Charles Duhigg](https://amzn.to/2HFqHok)** ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg) ### About Nicholas Lamparelli Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-03-10-8430-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-03-10-8430-AM.png) ](https://www.linkedin.com/in/nicklamparelli) - ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-03-09-8104-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-03-09-8104-AM.png) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-150x150-Jan-03-2025-01-03-10-1875-AM.jpg?width=150&height=150&name=Lamparelli-150x150-Jan-03-2025-01-03-10-1875-AM.jpg) ##### [ Nicholas Lamparelli](https://insnerds.com/author/nick-lamparelli/) + posts Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. 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With MichelleVillarreal, CEO of 1-2-1 Claims .   Show Notes In this episode of Profiles in… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Profiles+in+Risk+-+E75%3A+Bob+Frady%2C+CEO+of+HazardHub+on+Property+Risk%2C+Fire+Hydrants%2C+The+Law+of+Large+Numbers+%26+Stand-up+Comedy&url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Bob%20Frady%2C%20CEO%20of%20HazardHub%20on%20Property%20Risk%20%26%20Hazard%20Data&body=Bob%20Frady%20is%20the%20CEO%20%26%20co-founder%20of%20HazardHub%2C%20which%20provides%20a%20full%20hazard%20report%20card%20on%20properties.%20Get%20a%20free%20hazard%20report%20at%20https%3A%2F%2Ffreehomerisk.com%2F%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e75-bob-frady-ceo-of-hazardhub-on-property-risk-fire-hydrants-the-law-of-large-numbers-stand-up-comedy%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![Profiles in Risk – Episode 15 with Ivan Maddox EVP of Commercial Products, Intermap](https://insnerds.com/hubfs/Imported_Blog_Media/Surveying.jpg) ](https://insnerds.com/insights/podcast-e15) 1 min read #### [Profiles in Risk – Episode 15 with Ivan Maddox EVP of Commercial Products, Intermap](https://insnerds.com/insights/podcast-e15) [Antonio Canas](https://insnerds.com/insights/author/antonio-canas) : Jun 4, 2017 12:00:00 AM Profiles in Risk – Episode 15 with Ivan Maddox EVP of Commercial Products, Intermap by Antonio Canas Audio Player ... 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