Understanding Commercial Auto Insurance

This article originally appeared at InsNerds.com Today we continue our series introducing personal lines focused agents, underwriters and CSRs to commercial lines. When is it appropriate to offer Commercial Auto Insurance?  What are some differences between commercial and personal auto policies?  These are questions that many personal lines focused agents may be asking as they … Read more

Understanding Business Income Protection

Today we continue our introductory series on Commercial Lines Insurance for personal lines agents, CSRs and underwriters. Agents who are used to writing personal lines insurance will be familiar with Additional Living Expenses or Loss of Use coverage on their homeowner’s or renter’s insurance policies.  The coverage is designed to provide the insured with a … Read more

Workers’ Compensation vs Employer’s Liability

The Difference Between Workers’ Compensation and Employer’s Liability Today we continue our introductory series on Commercial Lines Insurance for personal lines agents, CSRs and underwriters. Most insured’s purchase Workers’ Compensation (WC) policies because of the legal requirement of the state(s) have that they are operating in.  But, what most insured’s don’t understand is the difference … Read more

Understanding Co-Insurance

Today we continue our introductory series to Commercial Lines meant for personal lines focused agents, CSRs and underwriters who are looking at transitioning into commercial lines. One of the often confusing aspects of commercial lines is the concept of co-insurance. But don’t despair, we’ll break it down to it’s basic components! Image via cellulartelephones.net Commercial … Read more

A Game Changer for your Residential Investors

Disclaimer: We try to write articles that are informational and interesting for insurance professionals, and we very rarely talk about our employers’ specific products or services. Whenever we do, we fully disclose the connection. This is one of those times. Today’s article is about a product that Tony’s employer, American Modern Insurance offers. We decided … Read more