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Fireman’s Fund

Why I love Insurance: Brett’s Story

by Brett McKenzie Wood

This article originally published on InsNerds. Today we feature a guest article by Brett McKenzie Wood, Director of Sales at Evosure. I haven’t always worked in insurance, but I have always been a worrywart. I remember nights spent lying awake staring at the ceiling of my childhood bedroom and thinking about different ways to keep … Read more

Categories Why I Love Insurance Tags Evosure, Fireman's Fund, InsurTech, Zurich
Rendering of The End Of Insurance As We Know It
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Definitioner

Limit
The most money the insurance company will pay you.
Credit
A credit means you have to pay less money for your insurance because your stuff is in very good shape.
Deductible
The small part that you have to pay after you break or lose something, even if you had insurance on it.
Catastrophe
Something very big breaking the houses and businesses of a lot of people at the same time.
Risk Management
The way we study how things can go wrong and try to lower the chances that they will go wrong.
Insured
The person who gets paid when something breaks or is lost.
Insurer
A company who promised to pay for big things you break or lose if you pay them a little money before it happened.
Carrier (Insurer)
A company who promised to pay for big things you break or lose if you pay them a little money before it happened.
Risk
Chance of something changing either for better or worse.
Insurance
Paying a company a little money for the promise they will pay a lot of money for things we break or lose without meaning to.