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Lloyds

Why I Love Insurance: Nick’s Story

by Nick Lamparelli

This article originally published on InsNerds. Like many of you, my path into the insurance field was not a contemplated career decision. I didn’t even really know what insurance was when I was in school. For better or worse, I fell into it. And by “fell”, I mean I fell for the ‘hey, everyone needs … Read more

Categories Why I Love Insurance Tags CAT Modeling, Earthquake, Flood, Hurricane, Lloyds
Rendering of The End Of Insurance As We Know It
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Definitioner

Bond (Surety Bond)
A promise that the insurance company will pay somebody else if you fail to do something you promised to do.
Agent
The person who sells you the promise to pay for things you break or lose.
Policy
A written paper that explains in long words the promise you have bought from the company and what is covered or not covered.
Claim
Asking somebody else to pay when something breaks or is lost.
Insurance
Paying a company a little money for the promise they will pay a lot of money for things we break or lose without meaning to.