Catastrophe Models: A Non-Technical Primer

This article originally appeared on   “The information you have is not the information you want. The information you want is not the information you need. The information you need is not the information you can obtain. The information you can obtain costs more than you want to pay” ― Peter L. Bernstein, Against … Read more

Understanding Co-Insurance

Today we continue our introductory series to Commercial Lines meant for personal lines focused agents, CSRs and underwriters who are looking at transitioning into commercial lines. One of the often confusing aspects of commercial lines is the concept of co-insurance. But don’t despair, we’ll break it down to it’s basic components! Image via Commercial … Read more

A Game Changer for your Residential Investors

Disclaimer: We try to write articles that are informational and interesting for insurance professionals, and we very rarely talk about our employers’ specific products or services. Whenever we do, we fully disclose the connection. This is one of those times. Today’s article is about a product that Tony’s employer, American Modern Insurance offers. We decided … Read more

5 Differences Between Commercial and Personal Lines Insurance

We’ve already written about the challenges facing the personal lines side of the insurance industry and shared one suggestion to fight the commoditization. Our suggestion was aimed at the carriers. It is a bigger goal than any one agent or carrier can accomplish alone. In the meantime, traditional agents and brokers need to reinvent themselves … Read more