Insurance Nerds - Insuring Tomorrow

Achieve Financial Independence & Live a Healthy Life

Written by Tony Steuer | May 13, 2025 3:01:14 PM

On this episode of The Get Ready Money Podcast, I spoke with Bernadette Joy, Author, Podcaster and Founder of Crush Your Money Goals about changing the way we think about money, health and financial independence.

Key insights:

  •  Retirement means prioritizing your peace.
  •  We all deserve financial independence and have free choice.
  •  Curate your money, know what you have.
  •  Wealth is meaningless if you’re not healthy.
  •  How to get started when you’re overwhelmed.
  • Healing our money wounds helps us not be vulnerable to poor financial decisions.

 

 🎥 Watch this episode below: 

 

Connect with Bernadette Joy:   

Books: 

  •  CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom (Amazon) (Bookshop

Podcast: 

  •  Crush Your Money Goals (YouTube)

Freebies: 

Resources mentioned: 

  •  Fincon: The Business Event For Money Creators (here)
  •  Monarch - The all-in-one money platform (here)
  •  Ramit Sethi (here)
  •  Wellthplan - Stevyn Guinnip (here)
  •  What Is the Pareto Principle—aka the Pareto Rule or 80/20 Rule? (Investopedia)

 Bio:

Bernadette Joy is an author, podcaster and CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows. 

As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! Now she works 20 hours a week to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. Today she shares strategies so simple, your pet goldfish could understand.  She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace.