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Nicholas Lamparelli: Mar 5, 2026 9:47:42 AM
For professionals in the Delegated Underwriting Authority Enterprise (DUAE) and Excess & Surplus (E&S) sectors, the recent headline from AM Best might have caused a momentary pause. The rating agency has revised its market segment outlook for both...
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Mango Policy: Mar 4, 2026 10:36:25 AM
The insurance industry has spent years talking about digital distribution. Websites were the first step. Then came embedded experiences, self-service...
3 min read
The primary constraint on the growth and profitability of independent agencies and brokerages is not market demand, it is the structural, fixed-cost...
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Nicholas Lamparelli: Mar 3, 2026 8:30:20 AM
Executive Summary Enterprise Risk Management (ERM) within insurance organizations often faces challenges beyond establishing processes. While many...
4 min read
Nicholas Lamparelli: Feb 25, 2026 8:19:47 PM
I am currently having the distinct honor of helping to stand up something new and original in the United States. How many people get to say that they...
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Nicholas Lamparelli: Feb 25, 2026 7:58:37 PM
Executive Summary The commercial auto insurance market continues to face significant challenges stemming from an increasingly litigious environment....
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Nicholas Lamparelli: Feb 25, 2026 7:57:16 PM
Executive Summary Insurance professionals often face the challenge of navigating between responding to immediate client needs and cultivating a...
2 min read
Mango Policy: Feb 24, 2026 8:08:57 PM
From the outside, digital insurance sales seem easy. A customer just answers a few questions, clicks "buy," and gets coverage within minutes....
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Nicholas Lamparelli: Feb 24, 2026 5:23:16 PM
Executive Summary In the insurance sector, the integrity of information provided by policyholders is paramount. When an insured party breaches a...
3 min read
Nicholas Lamparelli: Feb 24, 2026 5:22:58 PM
Executive Summary We are entering what thought leaders describe as a “technological adolescence,” a period marked by transformative artificial...
