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Nicholas Lamparelli: Mar 20, 2026 4:59:57 PM
The commercial market's property-casualty split is creating distinct strategic challenges that require different risk management approaches. While property markets show genuine stabilization after years of capacity constraints, the casualty side...
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Nicholas Lamparelli: Mar 20, 2026 4:58:48 PM
Most insurance managers are unconsciously sabotaging their remote underwriters by mixing up appreciation, coaching, and evaluation in their feedback...
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Nicholas Lamparelli: Mar 20, 2026 4:58:05 PM
Half of all consumers who alter claim images don't realize they're committing fraud, creating a massive gray zone that threatens to overwhelm claims...
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Nicholas Lamparelli: Mar 20, 2026 4:55:20 PM
The insurance industry is rushing toward full automation of simple claims just as catastrophic losses are making human judgment more valuable than...
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Nicholas Lamparelli: Mar 20, 2026 4:54:49 PM
The $5 million in annual hidden operational costs that legacy systems impose on insurers isn't just a technology problem, it's a fundamental...
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Nicholas Lamparelli: Mar 20, 2026 4:53:06 PM
The carriers winning market share today aren't necessarily the ones with the smartest actuaries, they're the ones whose actuaries can work fastest...
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Nicholas Lamparelli: Mar 20, 2026 4:51:15 PM
Traditional age-based underwriting models are failing to capture the 30% surge in colorectal cancer diagnoses among adults under 50, creating a...
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Nicholas Lamparelli: Mar 20, 2026 4:49:50 PM
Insurance leaders serious about diversity must confront an uncomfortable truth: their performance review process is systematically undermining the...
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Nickolas Alvarado: Mar 20, 2026 10:21:35 AM
This Guest article was written by Nickolas A. Alvarado, FCAS, CSPA, MAAA and Brett Nunes and first appear here Empower data and risk management with...
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Nicholas Lamparelli: Mar 17, 2026 4:09:46 PM
Most insurers are buying AI point solutions when they should be building AI-augmented enterprise strategies that reshape how they compete. The...
