Community Insights

 

Insurance Trends, Ideas, & Analysis From Insurance Nerds

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2 min read

A Model of Premium Reconciliation For States With Excess & Surplus Lines Insurance Capacity

The surplus lines insurance market continues to grow in the United States, yet many states may be losing significant premium tax revenue due to unreported or underreported surplus lines activity. Florida's Premium Reconciliation program, managed by...

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3 min read

The Agency Operations Playbook 2 of 3: Stop Winging It: How to Build a Workflow Your Whole Team Will Actually Use

The Agency Operations Playbook 2 of 3: Stop Winging It: How to Build a Workflow Your Whole Team Will Actually Use Building a workflow sounds...

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2 min read

Fixing Cyber Risk Transfer: What Insurance Pros Must Know

The cyber insurance market has a structural problem, and it is not a coverage gap in the traditional sense. It is a documentation and execution gap,...

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4 min read

What Baseball's Spring Training Teaches Insurance Carriers About Hurricane Season Preparedness

This guest article first appeared in Demotech Difference HERE No team wins a season with nine players. They win with depth. Every February, Major...

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2 min read

The Agency Operations Playbook 1 of 3: Stop Winging It: Why Written Procedures Are the Foundation of a High-Performing Agency

Most agency owners know they need procedures but very few have them. Usually this is because they assume everyone knows what to do. They have been...

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2 min read

Is Your Insurance Agency Running You? Here's How to Take Back Control

Most independent agency owners didn't start their business to spend their days buried in emails, chasing renewals, and putting out fires. You got...

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3 min read

Digital Twins & Property Insurance Operations

Property digital twins have quietly moved past the proof-of-concept stage, and the implications for underwriting, claims, and portfolio management...

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3 min read

Chief Underwriting Officers Want Answers, Not Imagery

The market for geospatial property data is shifting from raw imagery to pre-digested, decision-ready analytics, and the implications ripple across...

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3 min read

Time-Aware Property Data and What It Means for Pricing

Static property snapshots are giving way to longitudinal data, and the pricing implications are real. For years, property intelligence has meant a...

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2 min read

Due Diligence in Real Estate Buying: Lessons for Insurance Professionals

A PropertyLens article exploring homebuyer decision-making reveals a principle that resonates directly with insurance professionals: thorough risk...

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