2 min read
Raul Guerra: Aug 11, 2026, 11:59:43 AM
Ask ten insurance agency owners what "AI" means, and you will likely get ten different answers. For some, it conjures images of chatbots answering customer questions. For others, it feels like an abstract buzzword thrown around at industry...
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3 min read
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David Delaney: Aug 10, 2026, 2:49:01 PM
Every major catastrophe model update triggers the same two questions from carriers, reinsurers, and ILS managers: "How much will my numbers move?"...
2 min read
Sean Chou: Aug 6, 2026, 11:51:28 AM
The most consequential moments in a claim happen before the claim is ever opened. A demand letter lands in an adjuster's inbox at 4:47 PM on a...
3 min read
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Nicholas Lamparelli: Jul 24, 2026, 11:43:31 AM
This article is inspired by and builds upon Ian Gutterman's original analysis, "State Farm: Is What's Bad For Agents Good For Policyholders?"...
2 min read
Nicholas Lamparelli: Jul 8, 2026, 12:35:20 PM
AI in insurance is moving fast. We are rapidly transitioning from analytical AI that tells us what to do to autonomous AI agents that actually do it....
2 min read
Nicholas Lamparelli: Jun 23, 2026, 3:28:42 PM
With California's insurance market under sustained pressure from escalating wildfire losses, the 2026 race to lead the California Department of...
2 min read
Kim Tambo: Jun 16, 2026, 4:47:06 PM
Depth Wins Long Tournaments. It Also Wins CAT Season. The World Cup kicked off this past weekend. Forty-eight teams, 104 matches, 39 days, sixteen...
2 min read
Nicholas Lamparelli: Jun 14, 2026, 11:52:53 AM
The surplus lines insurance market continues to grow in the United States, yet many states may be losing significant premium tax revenue due to...
3 min read
Brandy Law: Jun 10, 2026, 10:57:36 AM
The Agency Operations Playbook 2 of 3: Stop Winging It: How to Build a Workflow Your Whole Team Will Actually Use Building a workflow sounds...
2 min read
Nicholas Lamparelli: May 13, 2026, 9:53:25 AM
The cyber insurance market has a structural problem, and it is not a coverage gap in the traditional sense. It is a documentation and execution gap,...
