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Insurance Trends, Ideas, & Analysis From Insurance Nerds

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When Surveillance Makes Insurance Fraud Impossible to Hide

1 min read

When Surveillance Makes Insurance Fraud Impossible to Hide

The Alabama dentist who blew up his own practice was undone by something most business owners never consider: the surveillance cameras next door. Dr. Douglas P. O'Connor's 15-year sentence for torching his Evergreen dental office tells a bigger...

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Commercial Insurance Market Moderation Creates New Strategic Priorities for 2026

2 min read

Commercial Insurance Market Moderation Creates New Strategic Priorities for 2026

The commercial insurance market's shift from hard market chaos to cautious stability demands different underwriting strategies and risk management...

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Your Brand Strategy Is the Insurance AI Tool You Already Own (But Probably Haven't Built Yet)

2 min read

Your Brand Strategy Is the Insurance AI Tool You Already Own (But Probably Haven't Built Yet)

Most insurance professionals are feeding AI tools random marketing assets and wondering why every output sounds like it came from the brokerage down...

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AI-Powered Risk Appetite Scoring Is Finally Making Traditional Underwriting Guidelines Obsolete

2 min read

AI-Powered Risk Appetite Scoring Is Finally Making Traditional Underwriting Guidelines Obsolete

Most insurers still communicate risk appetite through PDFs and spreadsheets, but predictive scoring models are delivering 30%+ efficiency gains by...

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Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

1 min read

Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

Crawford & Company forecasts that simple claims will move to complete automation without human adjuster involvement, while medical costs continue...

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California's Smoke Damage Bill Creates First State Standards for Wildfire Claims

2 min read

California's Smoke Damage Bill Creates First State Standards for Wildfire Claims

California's proposed Smoke Damage Recovery Act would establish the nation's first statewide framework for handling wildfire smoke damage claims,...

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Estee Lauder's Name Rights Lawsuit Shows How Brand Acquisitions Create Long-Term Legal Risks

1 min read

Estee Lauder's Name Rights Lawsuit Shows How Brand Acquisitions Create Long-Term Legal Risks

When companies buy brands that include personal names, they inherit decades of potential disputes over who can use those names and where. Estee...

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Allstate Subsidiaries Cut Louisiana Auto Rates by Up to 7.5% Following Reform Push

2 min read

Allstate Subsidiaries Cut Louisiana Auto Rates by Up to 7.5% Following Reform Push

Louisiana Insurance Commissioner Tim Temple finalized rate decreases from two Allstate subsidiaries that will lower premiums for over 90,000 personal...

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Kentucky's $5M Roof Grant Program Shows States Moving Beyond Hurricane Zones for Wind Mitigation

2 min read

Kentucky's $5M Roof Grant Program Shows States Moving Beyond Hurricane Zones for Wind Mitigation

Kentucky just launched a $5 million grant program for FORTIFIED roofs, proving that states far from hurricane-prone coastlines are taking wind damage...

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1 min read

Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

Crawford & Company forecasts that simple claims will move to complete automation without human adjuster involvement, while medical costs continue...

Read More