2 min read
.jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg){kind=small}
Nicholas Lamparelli: Mar 17, 2026 8:22:00 AM
A 62% probability of El Niño formation by September presents property insurers with a climate pattern that fundamentally alters risk concentrations in ways their current catastrophe models may not fully capture. The U.S. Climate Prediction Center's...
Read More
2 min read
Nicholas Lamparelli: Mar 17, 2026 8:21:25 AM
The NTSB's upcoming hearing on Ford's hands-free driving system failures exposes how insurers are stuck covering losses from technology that wasn't...
1 min read
Nicholas Lamparelli: Mar 17, 2026 7:51:12 AM
The Alabama dentist who blew up his own practice was undone by something most business owners never consider: the surveillance cameras next door. Dr....
2 min read
Nicholas Lamparelli: Mar 15, 2026 4:06:23 PM
The commercial insurance market's shift from hard market chaos to cautious stability demands different underwriting strategies and risk management...
2 min read
Nicholas Lamparelli: Mar 15, 2026 4:05:49 PM
Most insurance professionals are feeding AI tools random marketing assets and wondering why every output sounds like it came from the brokerage down...
2 min read
Nicholas Lamparelli: Mar 15, 2026 4:03:47 PM
Most insurers still communicate risk appetite through PDFs and spreadsheets, but predictive scoring models are delivering 30%+ efficiency gains by...
1 min read
Nicholas Lamparelli: Mar 15, 2026 2:37:56 PM
Crawford & Company forecasts that simple claims will move to complete automation without human adjuster involvement, while medical costs continue...
2 min read
Nicholas Lamparelli: Mar 15, 2026 2:37:03 PM
California's proposed Smoke Damage Recovery Act would establish the nation's first statewide framework for handling wildfire smoke damage claims,...
1 min read
Nicholas Lamparelli: Mar 15, 2026 2:36:01 PM
When companies buy brands that include personal names, they inherit decades of potential disputes over who can use those names and where. Estee...
2 min read
Nicholas Lamparelli: Mar 15, 2026 2:35:19 PM
Louisiana Insurance Commissioner Tim Temple finalized rate decreases from two Allstate subsidiaries that will lower premiums for over 90,000 personal...
