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Insurance Trends, Ideas, & Analysis From Insurance Nerds

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Kentucky's $5M Roof Grant Program Shows States Moving Beyond Hurricane Zones for Wind Mitigation

2 min read

Kentucky's $5M Roof Grant Program Shows States Moving Beyond Hurricane Zones for Wind Mitigation

Kentucky just launched a $5 million grant program for FORTIFIED roofs, proving that states far from hurricane-prone coastlines are taking wind damage seriously. The Strengthen Kentucky Homes program offers up to $10,000 grants for homeowners who...

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1 min read

Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

Crawford & Company forecasts that simple claims will move to complete automation without human adjuster involvement, while medical costs continue...

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4 min read

What It Takes to Build A Homeowners Rater

A behind-the-scenes look at the data, decisions, and landmines involved in building a working residential insurance rater from scratch. Building a...

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2 min read

AM Best’s E&S Outlook Shift: A Sign of Market Maturity

For professionals in the Delegated Underwriting Authority Enterprise (DUAE) and Excess & Surplus (E&S) sectors, the recent headline from AM Best...

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3 min read

How AI is Transforming Insurance Buying Expectations

The insurance industry has spent years talking about digital distribution. Websites were the first step. Then came embedded experiences, self-service...

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3 min read

Overcoming The Agency Fixed-Cost Staffing Dilemma

The primary constraint on the growth and profitability of independent agencies and brokerages is not market demand, it is the structural, fixed-cost...

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2 min read

Enhancing Enterprise Risk Management (ERM) Communication

Executive Summary Enterprise Risk Management (ERM) within insurance organizations often faces challenges beyond establishing processes. While many...

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4 min read

A Ramadan Reflection: Building an Insurance Model That Honors Muslim Values

I am currently having the distinct honor of helping to stand up something new and original in the United States. How many people get to say that they...

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2 min read

Strategic Responses for Commercial Auto Insurers Facing Litigation Pressures

Executive Summary The commercial auto insurance market continues to face significant challenges stemming from an increasingly litigious environment....

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3 min read

Balancing Customer Needs with Strategic Vision

Executive Summary Insurance professionals often face the challenge of navigating between responding to immediate client needs and cultivating a...

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