Community Insights

 

Insurance Trends, Ideas, & Analysis From Insurance Nerds

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3 min read

Harnessing AI at Scale: Lessons From Google

Executive Summary The insurance industry stands at a pivotal moment akin to the convergence of cloud migration and the emergence of AI-native enterprises described by Google Cloud in their recent playbook for scaling AI from experimentation to...

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3 min read

The Future of Low-Premium Insurance: Embracing Digital-First Sales

Low-premium insurance products now only have one sales model that makes sense There’s a hard truth the insurance industry has been slow to confront:...

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2 min read

Adapting to Cyber Risks: Litigation, AI Threats, and Market Shifts

Executive Summary The cyber insurance landscape is undergoing significant transformation as an increasingly assertive plaintiffs' bar intensifies...

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2 min read

When Resilience Turns Harmful: Balancing Strength and Well-Being

Resilience and grit are often celebrated as essential qualities in climbing the ladder of success. The ability to push through setbacks, maintain...

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3 min read

Confronting Florida's Insurance Crisis: Managing Coastal Risk Concentration

Executive Summary Florida’s insurance sector faces a profound challenge stemming from decades of concentrated risk exposure along its vulnerable...

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3 min read

Effective Risk Management Strategies for Insurers

Understanding and prioritizing organizational objectives is essential for effective enterprise risk management (ERM) and strategic decision-making. A...

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18 min read

Understanding the Limits of Policy Administration Systems (PAS)

This guest article first appeared HERE A PAS is a transaction engine. It’s built to bind policies, calculate premium, process endorsements, and...

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2 min read

Bridging the Flood Risk Awareness and Insurance Action Gap

Executive Summary Recent findings from Chubb’s 2026 Flood Risk and Resilience Survey reveal a significant disconnect between the acknowledged...

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2 min read

Q4 Insights: Earnings Strength and Emerging Risks for U.S. P&C Insurers

Executive Summary The recent Q4 earnings season for U.S. property and casualty (P&C) insurers revealed a generally positive financial outlook,...

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3 min read

Leveraging AI in Insurance SaaS: Balancing Innovation and Risk

Executive Summary The recent surge in artificial intelligence (AI) capabilities has prompted many industries, including insurance, to reevaluate...

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