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Carpe Data and Harbor AI team up to speed E&S underwriting with AI insights

Written by Insurance Nerds Editorial Team | Oct 21, 2025 9:02:37 PM

AI Partnership Aims to Enhance E&S Underwriting

Carpe Data and Harbor have announced a new partnership designed to improve underwriting workflows specifically for excess and surplus (E&S) insurers. By integrating AI-driven signals, the collaboration seeks to help insurers make quicker, more informed decisions.

What’s Being Offered?

The partnership will provide several key features, including:

  • Faster Underwriting Workflows: Enhanced efficiency in processing applications.
  • Cleaner Data: Improved data accuracy to support better decision-making.
  • AI-Driven Signals: Real-time insights into risk factors and other underwriting criteria.
  • Pricing Recommendations: Algorithms that assist insurers in determining appropriate pricing structures.
  • Renewal Monitoring: Tools to streamline the renewal process for existing policies.

Who Benefits?

This initiative primarily targets E&S insurers looking to improve their operational efficiency and accuracy. By utilizing AI, they can potentially reduce turnaround times for underwriting and enhance their overall service delivery. Additionally, this development signifies a broader trend in the industry towards adopting technology to stay competitive.

Looking Ahead

While this partnership is a positive step for those involved, it is essential to monitor how these changes affect existing processes and customer experiences. Continuous feedback from insurers and end-users will be crucial to ensuring that these new tools meet the evolving needs of the market.

As indicated by the official announcement, this collaboration reflects a growing recognition of the importance of leveraging technology in the insurance landscape, particularly in a sector that often deals with unique and complex risks.

Original Source: https://beinsure.com/news/carpe-data-harbor-team-es-underwriting/