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Insurers regain appetite for coal despite climate pledges

Written by Insurance Nerds Editorial Team | Jul 29, 2025 11:38:37 AM

Chubb Enters Coal-Fuelled Project in Vietnam

In a notable move, Chubb has taken on the role of lead reinsurer for a coal-fuelled power plant in Vietnam, indicating a shift in strategy despite a global trend toward reducing fossil fuel investments. This decision comes as the insurance industry continues to grapple with balancing profitability and sustainability.

Details of the Project

The coal plant project, which is set to be developed in Vietnam, has raised eyebrows, as many insurers have begun pulling back from fossil fuel-related projects in response to climate commitments. Chubb’s involvement marks a significant contrast to recent trends in the insurance sector aimed at promoting environmental sustainability.

Key Implications

This announcement highlights an evolving landscape in commercial insurance, where some companies are still willing to support traditional energy sectors, even as others focus on transitioning to renewable energy. Chubb's decision might be seen as a move to capture business in developing markets like Vietnam, where energy demand is surging.

Such a stance may attract criticism from climate advocates who are pushing for a rapid transition to cleaner energy sources. However, Chubb's engagement also reflects a pragmatic approach to market demands and profit opportunities in regions still heavily reliant on fossil fuels.

The Bigger Picture

This decision by Chubb raises important questions about the future of the insurance industry’s role in environmental sustainability. As insurance professionals, we need to consider how such investments align with broader industry goals and client expectations regarding climate impact.

Ultimately, while Chubb's involvement in this coal project may generate immediate financial benefits, it also emphasizes the continuing tension between economic growth and environmental responsibility within the insurance landscape.

Original Source: https://www.ft.com/content/f8dcd219-4ee1-43a1-b7cb-e07f2a7ab049