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Insurers to cancel policies and raise prices for ships in Gulf and Strait of Hormuz

Written by Insurance Nerds Editorial Team | Feb 28, 2026 4:23:18 PM

Insurance Costs Set to Rise Amid Regional Conflict

Recent developments in the Gulf and Strait of Hormuz have triggered heightened concerns within the insurance market, particularly for maritime operations. Brokers are reporting that insurance premiums for shipping in this region could increase by as much as 50% due to escalated risks associated with the ongoing conflict.

Key Players and Context

The conflict in question has raised alarms for insurers who already monitor risk levels closely. Major insurance companies are responding by considering the cancellation of existing policies and adjusting coverage terms in light of the situation. This means that shipping companies operating in or near these waters will need to reassess their insurance needs moving forward.

Who Will Be Affected?

The anticipated price hikes will primarily impact maritime operators, particularly those involved in transporting goods through the Gulf and surrounding areas. Rising premiums may also influence shipping routes, with companies potentially opting for longer paths to avoid increased costs or areas deemed more dangerous.

What This Means for the Industry

These adjustments reflect broader trends in the insurance sector where geopolitical factors are playing an increasing role in underwriting decisions. With volatility in certain regions, insurers are being more cautious, leading to potential increases in costs for those who depend on shipping in high-risk zones.

As the situation develops, stakeholders in the maritime industry should stay informed about changing insurance landscapes and prepare for adjustments in their operational strategies.

Original Source: https://www.ft.com/content/2dc114d0-5bb3-4fae-b538-9a050954549a