How To Analyze Life Insurance - The Get Ready! Podcast with Tony Steuer

On this episode of The Get Ready Money Podcast, I spoke with Steven Zeiger, Managing Director at KB Financial and Veralytic, about changing the way we think about independent life insurance analysis and why it’s more important than ever.

Key takeaways:

🔹 Most life insurance policies are complex—and often misunderstood
🔹 Independent benchmarks can bring transparency to policy reviews
🔹 Advisors have a fiduciary duty to go beyond illustrations and ask better questions
🔹 How advisors can get started analyzing a life insurance policy.

🔹 Why this is a new fiduciary era for life insurance.

🔹 The value of independent research.

 🎥 Watch this episode below: 

Connect with Steven Zeiger: 

•  KB Financial Website (here)
•  LinkedIn (here)

Resources mentioned: 

•  Ethical Edge (here)
•  Morningstar (here)
•  Value Line (here)
•  Veralytic
•  Zinnia (here)
•  A Shot Across the Bow by Barry Flagg and Steven Zeiger - read the article (here)

 Bio:

Steven Zeiger serves as a Managing Director at KB Financial and has been asked to educate members dozens of  groups such as STEP, ACTEC, NAEPC, PLI,  THE ABA, and over 30 other organizations on the application of prudent investor guidelines to life insurance product selection and portfolio management.  These guidelines are based on established and proven asset management doctrine- benchmarking, analysis of cost, performance and risk, etc.. Steven helps fiduciaries guide their clients’ insurance decisions based on the only patented prudent process for life insurance selection and retention. Steven is published in Trust & Estates  Magazine.