--- title: EMPLOYERS® Expands into Excess Workers’ Compensation Insurance, Bringing Over a Century of Workers’ Compensation Expertise to Self-Insurance Market description: "\"Discover EMPLOYERS®' new offering of excess workers' compensation insurance, providing self-insured businesses with added financial protection and leveraging over a century of industry expertise.\"" image: https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg --- 1 min read # EMPLOYERS® Expands into Excess Workers’ Compensation Insurance, Bringing Over a Century of Workers’ Compensation Expertise to Self-Insurance Market [![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hubfs/insurance_nerds_logo.png) Insurance Nerds Editorial Team ](https://insnerds.com/news/author/insurance-nerds-editorial-team) : Feb 18, 2026 6:42:48 PM ![EMPLOYERS® Expands into Excess Workers’ Compensation Insurance, Bringing Over a Century of Workers’ Compensation Expertise to Self-Insurance Market](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ### EMPLOYERS® Launches Excess Workers’ Compensation Insurance EMPLOYERS®, a long-standing player in the workers' compensation insurance market, has recently announced its expansion into excess workers' compensation insurance. This new offering aims to serve self-insured businesses, leveraging over a century of industry expertise. ### What Is Excess Workers’ Compensation Insurance? Excess workers' compensation insurance provides additional coverage for businesses that self-insure their worker-related risks beyond a certain threshold. This means that if an employee's claim exceeds the self-insured retention limit, the excess policy kicks in to cover the remaining costs. It’s a safety net for organizations looking to manage their financial exposure while continuing to handle their workers' comp claims in-house. ### Who Will Benefit? This expansion targets self-insured businesses across various industries, effectively enhancing their risk management strategies. Companies that opt for self-insurance can now access a dependable layer of financial protection, giving them peace of mind that they won't face overwhelming costs if a claim exceeds anticipated limits. ### Key Takeaways - EMPLOYERS® now offers excess workers’ compensation insurance, adding to its suite of services. - This move is aimed at self-insured businesses seeking additional coverage options. - The company leverages its extensive experience in the workers' compensation field to provide this service. Overall, this expansion illustrates EMPLOYERS® commitment to supporting self-insured clients and enhancing their risk management frameworks. With this new product, the company is positioned to provide more tailored solutions that fit the evolving needs of businesses today. Original Source: [https://www.globenewswire.com/news-release/2026/02/18/3240729/0/en/EMPLOYERS-Expands-into-Excess-Workers-Compensation-Insurance-Bringing-Over-a-Century-of-Workers-Compensation-Expertise-to-Self-Insurance-Market.html](https://www.globenewswire.com/news-release/2026/02/18/3240729/0/en/EMPLOYERS-Expands-into-Excess-Workers-Compensation-Insurance-Bringing-Over-a-Century-of-Workers-Compensation-Expertise-to-Self-Insurance-Market.html) - [Tweet](https://twitter.com/share) [![Exclusive: Insurtechs Terra and Gradient AI partner to strengthen workers' compensation product for small carriers](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ](https://insnerds.com/news/exclusive-insurtechs-terra-and-gradient-ai-partner-to-strengthen-workers-compensation-product-for-small-carriers) #### [Exclusive: Insurtechs Terra and Gradient AI partner to strengthen workers' compensation product for small carriers](https://insnerds.com/news/exclusive-insurtechs-terra-and-gradient-ai-partner-to-strengthen-workers-compensation-product-for-small-carriers) ![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hs-fs/hubfs/insurance_nerds_logo.png?width=30&name=insurance_nerds_logo.png) [Insurance Nerds Editorial Team](https://insnerds.com/news/author/insurance-nerds-editorial-team) : Aug 22, 2025 9:46:41 AM Partnership Aimed at Enhancing Workers' Compensation Solutions Insurtech Terra has announced a new strategic partnership with Gradient AI, a company... 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[Read More](https://insnerds.com/news/arch-insurance-partners-with-insurtech-bolt-to-expand-access-to-multi-trip-travel-insurance-plan) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Insurance Nerds Editorial Team", "url" : "https://insnerds.com/news/author/insurance-nerds-editorial-team" }, "datePublished" : "2026-02-18T23:42:48.000Z", "headline" : "EMPLOYERS® Expands into Excess Workers’ Compensation Insurance, Bringing Over a Century of Workers’ Compensation Expertise to Self-Insurance Market", "image" : [ "https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/news/employers-expands-into-excess-workers-compensation-insurance-bringing-over-a-century-of-workers-compensation-expertise-to-self-insurance-market", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```