--- title: Insurtech Counterpart expands AI liability coverage as small-business risks climb description: "\"Discover Counterpart's new AI and technology liability coverage, filling gaps in traditional policies for small businesses using AI. Stay protected in the ever-evolving world of technology.\"" image: https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg --- 1 min read # Insurtech Counterpart expands AI liability coverage as small-business risks climb [![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hubfs/insurance_nerds_logo.png) Insurance Nerds Editorial Team ](https://insnerds.com/news/author/insurance-nerds-editorial-team) : Nov 25, 2025 5:03:46 PM ![Insurtech Counterpart expands AI liability coverage as small-business risks climb](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ### New AI Liability Coverage for Small Businesses Counterpart, an insurtech company, has announced the introduction of new affirmative AI and technology errors and omissions (E&O) coverage. This addition aims to fill the coverage gaps that traditional liability policies may leave open as the use of artificial intelligence increases among small businesses. ### The Growing Need for Coverage As more small businesses incorporate AI into their operations, the potential for unique risks is rising. These innovative tools can streamline processes but also introduce new legal liabilities. Counterpart’s expanded coverage is designed to protect small companies from specific challenges that may not be addressed by standard insurance policies. ### Key Features of the New Coverage The updated coverage includes: - Protection against claims arising from AI-related services. - Coverage for technology errors and omissions, which can include software failures and other technology-related issues. - Affirmative coverage tailored to the unique risks associated with AI. This move reflects a broader trend in the insurance industry, recognizing the rapid adoption of technology and the need for specialized coverage options. ### Who Will Benefit? Small business owners utilizing AI tools—whether for marketing, customer service, or operational efficiency—stand to benefit significantly. By securing this coverage, they can operate with greater peace of mind, knowing they have protection against potential pitfalls linked to emerging technologies. ### Conclusion Counterpart's initiative is a proactive step in the insurance landscape, addressing the evolving risks that businesses face today. With AI’s growing role, this tailored coverage seeks to ensure that small businesses are well-protected as they navigate the complexities of modern technology. Original Source: [https://beinsure.com/news/insurtech-counterpart-expands-ai-liability-coverage/](https://beinsure.com/news/insurtech-counterpart-expands-ai-liability-coverage/) - [Tweet](https://twitter.com/share) [![Insurers launch cover for losses caused by AI chatbot errors](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ](https://insnerds.com/news/insurers-launch-cover-for-losses-caused-by-ai-chatbot-errors) #### [Insurers launch cover for losses caused by AI chatbot errors](https://insnerds.com/news/insurers-launch-cover-for-losses-caused-by-ai-chatbot-errors) ![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hs-fs/hubfs/insurance_nerds_logo.png?width=30&name=insurance_nerds_logo.png) [Insurance Nerds Editorial Team](https://insnerds.com/news/author/insurance-nerds-editorial-team) : May 11, 2025 12:50:33 AM New Insurance Policies for AI Errors Recently announced policies are designed to protect businesses from potential losses due to underperforming AI... 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[Read More](https://insnerds.com/news/us-insurtech-startup-secures-seed-cash-to-scale-tech-operations) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Insurance Nerds Editorial Team", "url" : "https://insnerds.com/news/author/insurance-nerds-editorial-team" }, "datePublished" : "2025-11-25T22:03:46.000Z", "headline" : "Insurtech Counterpart expands AI liability coverage as small-business risks climb", "image" : [ "https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/news/insurtech-counterpart-expands-ai-liability-coverage-small-business-risks-climb", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```