--- title: "Regulators scrutinizing insurtech for 'unfair discrimination': Connecticut Insurance Department's Kosky" description: "\"Discover how state regulators are addressing concerns of bias and discrimination in the insurance industry as AI technology becomes more prevalent.\"" image: https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg --- 1 min read # Regulators scrutinizing insurtech for 'unfair discrimination': Connecticut Insurance Department's Kosky [![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hubfs/insurance_nerds_logo.png) Insurance Nerds Editorial Team ](https://insnerds.com/news/author/insurance-nerds-editorial-team) : Apr 17, 2025 12:06:14 PM ![Regulators scrutinizing insurtech for 'unfair discrimination': Connecticut Insurance Department's Kosky](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ### Title: Regulators Examine AI in Insurance to Prevent Discrimination As technologies like generative artificial intelligence and agentic AI become more prevalent in the insurance sector, U.S. state regulators are joining forces to understand the complexities behind the algorithms involved. This move aims to identify potential issues related to unfair discrimination and questionable marketing practices, according to Jared Kosky, the deputy commissioner of the Connecticut Insurance Department. ### Collaboration Among States State regulators are increasingly concerned about how these advanced technologies are employed within insurance workflows. Their collaboration seeks to shed light on the so-called algorithmic "black box," which can obscure how decisions are made, affecting customers across the board. ### Focus on Fairness Regulators emphasize the importance of ensuring that AI applications in insurance do not promote bias or discrimination in pricing and risk assessment. As insurers turn towards automated tools and data analytics, there's a growing need for transparency to protect consumers and maintain trust in the industry. ### Potential Impact This regulatory initiative could lead to more stringent guidelines for insurers that utilize AI in their operations. If successful, it could harmonize practices across states and encourage companies to adopt fairer strategies. In the long run, the emphasis on responsible technology use may also enhance the industry's reputation among consumers. As this situation develops, it will be crucial for insurance professionals to stay informed about regulatory changes and consider the ethical implications of their technological adoption. Original Source: [https://www.theinsurer.com/ti/news/regulators-scrutinizing-insurtech-for-unfair-discrimination-connecticut-2025-04-17/](https://www.theinsurer.com/ti/news/regulators-scrutinizing-insurtech-for-unfair-discrimination-connecticut-2025-04-17/) - [Tweet](https://twitter.com/share) [![Lloyd’s partners with Irish Department of Finance on InsurTech initiative](https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg) ](https://insnerds.com/news/lloyds-partners-irish-department-finance-insurtech-initiative) 1 min read #### [Lloyd’s partners with Irish Department of Finance on InsurTech initiative](https://insnerds.com/news/lloyds-partners-irish-department-finance-insurtech-initiative) ![Picture of Insurance Nerds Editorial Team](https://insnerds.com/hs-fs/hubfs/insurance_nerds_logo.png?width=30&name=insurance_nerds_logo.png) [Insurance Nerds Editorial Team](https://insnerds.com/news/author/insurance-nerds-editorial-team) : Sep 30, 2025 6:28:11 AM Lloyd's Lab Cohort 16 to Highlight Irish InsurTech Innovations What’s Happening? 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[Read More](https://insnerds.com/news/connecticut-insurance-department-green-lights-zestyai-ai-powered-roof-quality-solution) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Insurance Nerds Editorial Team", "url" : "https://insnerds.com/news/author/insurance-nerds-editorial-team" }, "datePublished" : "2025-04-17T16:06:14.000Z", "headline" : "Regulators scrutinizing insurtech for 'unfair discrimination': Connecticut Insurance Department's Kosky", "image" : [ "https://insnerds.com/hubfs/News%20Feed%20Featured%20Image.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/news/regulators-scrutinizing-insurtech-for-unfair-discrimination-connecticut-insurance-departments-kosky", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```