Steadily Selects ZestyAI to Strengthen Underwriting for Landlord Insurance with AI-Powered Hail and Wind Models

Top-rated insurer deepens partnership with ZestyAI to strengthen landlord underwriting with parcel-level hail and wind insights

SAN FRANCISCO, CA – August 27, 2025 — ZestyAI, the leading provider of AI-driven property risk analytics, today announced an expanded partnership with Steadily, a top-rated insurer for rental properties, to deliver advanced hail and wind risk models that enable more precise underwriting. Building on a successful rollout in 2024, Steadily is broadening its use of ZestyAI’s property-specific insights to better assess storm risk and support growth across high-exposure states.

With operations in all 50 states and $300 million in annualised gross written premium, Steadily is one of the fastest-growing insurers in the U.S.

Steadily first adopted ZestyAI’s Z-HAIL™ and Z-WIND™ models in four high SCS states. With a successful proof of concept, the company is now extending usage to additional states in the coming months.

“Expanding our use of ZestyAI’s hail and wind models reaffirms our commitment to precision and efficiency in landlord underwriting. These insights help us make informed decisions quickly and manage exposure with greater confidence,” said Datha Santomieri, Co‑Founder & COO of Steadily.

ZestyAI’s platform predicts the likelihood and severity of storm-related claims by analysing how localised climatology interacts with individual property characteristics — a sharp contrast to traditional models that rely on ZIP code or territory-level assessments. Each model is built and validated on extensive real-world claims data and delivers transparent explanations of the key factors behind every risk score.

Together, Z-HAIL and Z-WIND help insurers identify storm risk at the parcel level by evaluating roof condition, structural complexity, historical losses, and local storm exposure, enabling the granularity needed to underwrite confidently in volatile regions.

“Steadily is modernizing a critical segment of the market with their customer-centric, tech-forward approach,” said Attila Toth, Founder and CEO of ZestyAI. “We’re proud to support their growth with AI-driven insights that enable better pricing, smarter underwriting, and more resilient portfolios.”

ZestyAI’s severe convective storm models are currently approved by regulators in 19 states and used by leading insurers across the country.

About Steadily
Steadily was founded by a veteran team of insurance experts and rental property investors to offer modern, high-quality insurance to rental property owners. The company is dual headquartered in Austin, Texas and Overland Park, Kansas, and is backed by investors including Zigg Capital, Matrix Partners, Two Sigma Ventures, Koch Ventures, Clocktower Technology Ventures, Nine Four Ventures, Belfer Investment Partners, Peak State Ventures, Vesta Ventures, and SV Angel. Learn more at steadily.com.

About ZestyAI
ZestyAI is the leading risk platform trusted by Property and Casualty insurers and regulators across the United States. Combining advanced AI models with robust data sources, ZestyAI delivers property-level risk insights for perils such as wildfires, severe convective storms, and non-weather-related hazards. These insights, validated by climate science and historical loss data, support smarter underwriting, more precise rating, and stronger reinsurance outcomes.
The company also offers competitive and regulatory intelligence by extracting actionable insights from thousands of insurance filings, enabling carriers to accelerate compliance, monitor market shifts, and make faster, more informed decisions. ZestyAI fosters a healthier insurance market for all by helping carriers align premiums with true risk, increase accessibility and prioritize mitigation to make insurance more affordable. Learn more at zesty.ai.