2 min read
The Loss Ratio Is Decided in the Inbox...Before the Adjuster Opens It
The most consequential moments in a claim happen before the claim is ever opened. A demand letter lands in an...
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Explore the latest insights and trends in insurance and risk management, insurtech, talent development and more.
3 min read
State Farm's Agency Overhaul: Good Strategy, Flawed Execution
Jul 24, 2026 by Nicholas Lamparelli
This article is inspired by and builds upon Ian Gutterman's original analysis, "State Farm: Is What's Bad For Agents...
2 min read
An Accountability Blind Spot: AI Agents in Insurance
Jul 8, 2026 by Nicholas Lamparelli
AI in insurance is moving fast. We are rapidly transitioning from analytical AI that tells us what to do to autonomous...
2 min read
California's Insurance Commissioner Race: Two Democrats, Two Divergent Visions
Jun 23, 2026 by Nicholas Lamparelli
With California's insurance market under sustained pressure from escalating wildfire losses, the 2026 race to lead the...
2 min read
Bench Depth Wins Long Tournaments. It Also Wins CAT Season!
Jun 16, 2026 by Kim Tambo
Depth Wins Long Tournaments. It Also Wins CAT Season. The World Cup kicked off this past weekend. Forty-eight teams,...
2 min read
A Model of Premium Reconciliation For States With Excess & Surplus Lines Insurance Capacity
Jun 14, 2026 by Nicholas Lamparelli
The surplus lines insurance market continues to grow in the United States, yet many states may be losing significant...
3 min read
The Agency Operations Playbook 2 of 3: Stop Winging It: How to Build a Workflow Your Whole Team Will Actually Use
Jun 10, 2026 by Brandy Law
The Agency Operations Playbook 2 of 3: Stop Winging It: How to Build a Workflow Your Whole Team Will Actually Use...
2 min read
Fixing Cyber Risk Transfer: What Insurance Pros Must Know
May 13, 2026 by Nicholas Lamparelli
The cyber insurance market has a structural problem, and it is not a coverage gap in the traditional sense. It is a...
4 min read
What Baseball's Spring Training Teaches Insurance Carriers About Hurricane Season Preparedness
May 11, 2026 by Peter Crowe
This guest article first appeared in Demotech Difference HERE No team wins a season with nine players. They win with...
Industry News
Stay up to date on breaking commercial insurance and technology news
InsurTech funding hits four-year high as AI firms capture 99% of investment: Gallagher Re
Aug 6, 2026 by Insurance Nerds Editorial Team
InsurTech Funding Reaches Four-Year Peak, Driven by AI Investments According to a recent Global InsurTech Report by...
Why your agentic AI pilots fail to deliver returns
Aug 6, 2026 by Insurance Nerds Editorial Team
WTW's Innovation Head Discusses Challenges with AI in Insurance The head of insurance innovation at WTW suggests that...
PB Fintech Q1 FY27 slides: 92% PAT surge, AI drives insurtech leadership
Aug 6, 2026 by Insurance Nerds Editorial Team
PB Fintech Reports 92% Increase in Q1 Profit PB Fintech has announced a 92% surge in profit after tax (PAT) for the...
How insurers use AI in auditing to fix property data errors
Aug 6, 2026 by Insurance Nerds Editorial Team
AI Utilized to Resolve Property Data Discrepancies Insurance data experts suggest that artificial intelligence (AI) can...
AI attracts 99% of capital, as insurtech funding hits four-year ...
Aug 6, 2026 by Insurance Nerds Editorial Team
Gallagher Re Reports $2.44 Billion Insurtech Investment in Q2 According to Gallagher Re, global insurtech investment...
Insurtech Firm Faye Closes $50M Series C Led by Madrona
Aug 6, 2026 by Insurance Nerds Editorial Team
Faye Secures $50M in Series C Funding Led by Madrona Faye, a platform utilizing AI for travel insurance, announced it...
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Insuring Tomorrow
Engaging Millennials in the Insurance Industry
Tony Cañas, CPCU, MBA & Carly Burnham, CPCU, MBA
The End of Insurance As We Know It
How Millennials, Insurtech, and Venture Capital Will Disrupt the Ecosystem
Rob Galbraith, CPCU, CLU, ChFC
When Words Collide
Resolving Insurance Coverage and Claims Disputes
Bill Wilson, CPCU, ARM, AIM, AAM
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