5 min read
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Nicholas Lamparelli: Nov 6, 2026, 10:33:38 AM
Home and auto rates are finally leveling off. That doesn’t mean policyholders feel any safer. VIU by HUB’s Insurance Experience Survey found that 67% of policyholders say an unexpected $1,000 home or auto expense would be a struggle, 41% haven’t...
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Nicholas Lamparelli: Nov 6, 2026, 10:33:37 AM
Personal AI agents can already gather driver and vehicle information, test coverage options and return quotes. But the final step, completing a...
2 min read
Nicholas Lamparelli: Nov 6, 2026, 10:33:36 AM
Insurance AI is moving beyond document extraction and isolated administrative tasks. The harder question is how much authority a system should have...
7 min read
Nicholas Lamparelli: Oct 30, 2026, 8:04:01 AM
Brokers keep bracing for a telematics objection that most fleets never raise. In SambaSafety's fourth annual Telematics Report, built on responses...
7 min read
Nicholas Lamparelli: Oct 30, 2026, 8:04:00 AM
Every agency has the same two chores nobody wants: keying policy data into the management system, and checking issued policies against what was...
4 min read
Nicholas Lamparelli: Oct 26, 2026, 8:06:34 AM
For years, Founder Shield was one of the names you heard whenever someone talked about digital-first brokers for startups. It built a tech-driven...
6 min read
Nicholas Lamparelli: Oct 26, 2026, 8:06:30 AM
Every few weeks someone tells me they're starting an MGA. They have the distribution, the niche, the underwriting thesis. What they usually don't...
5 min read
Nicholas Lamparelli: Oct 21, 2026, 8:10:22 AM
A hurricane makes landfall and the claims operation gets its hardest test of the year. This time it gets it with fewer people. Sedgwick expects about...
5 min read
Nicholas Lamparelli: Oct 19, 2026, 10:08:36 AM
A hyperscale data center campus can carry $20 billion to $30 billion in insurable value. The commercial insurance market typically puts up about $5...
5 min read
Nicholas Lamparelli: Oct 19, 2026, 10:05:28 AM
Here's a problem most insurtech founders haven't sat with long enough: if your AI actually works, your customer needs fewer people. If you charge by...
