--- title: Michigan Takes on PIP - InsNerds.com description: Michigan's No Fault Personal Injury Protection coverage was launched 45 years ago to reduce lawsuits and lower insurance premiums. As auto insurance premiums continued to skyrocket Michigan to the highest auto premium cost in the United States, the public has continued to rally for change. But what does change look like? How can decades of image: https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg --- 1 min read # Michigan Takes on PIP [ Amber Wuollet ](https://insnerds.com/insights/author/amber-wuollet) : Jun 12, 2019 12:00:00 AM [Uncategorized](https://insnerds.com/insights/tag/uncategorized) ![Michigan Takes on PIP](https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg) Michigan’s No Fault Personal Injury Protection coverage was launched 45 years ago to reduce lawsuits and lower insurance premiums. As auto insurance premiums continued to skyrocket Michigan to the highest auto premium cost in the United States, the public has continued to rally for change. But what does change look like? How can decades of increasing PIP losses and premiums be reversed? In the 2019 legislative session, Michigan has approved a plan to do just that. In this episode of The Insurance Nerdery, we talk through the changes scheduled to launch June 2020. ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg?width=100&height=100&name=Amber-100x100-3.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg?width=100&height=100&name=Amber-100x100-3.jpg) ### About Amber Wuollet Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-01-12-33-5708-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-01-12-33-5708-AM.png) ](https://www.linkedin.com/in/amber-wuollet/) [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-150x150-3.jpg?width=150&height=150&name=Amber-150x150-3.jpg)](https://www.linkedin.com/in/amber-wuollet/) ##### [ Amber Wuollet](https://insnerds.com/author/amber-wuollet/) [Website](https://www.linkedin.com/in/amber-wuollet/)  |  + posts Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. ### Related Posts - [A Tesla Insurance Policy?](https://insnerds.com/a-tesla-insurance-policy/) Meet Tesla - your new insurance company!If you live in California, you may soon get… - [PiR - E154: Chris Jarvis On What It Takes To Become Part of the 0.1%!](https://insnerds.com/pir-e154-chris-jarvis-on-what-it-takes-to-become-part-of-the-0-1/) "Time is worth MORE than Money" - Chris Jarvis Chris Jarvis is a math nerd,… - [The End of Insurance As We Know It](https://insnerds.com/the-end-of-insurance-as-we-know-it/) As we’ve all seen and experienced, insurance is an extremely stagnant industry unlikely to face… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fmichigan-takes-on-pip%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Michigan+Takes+on+PIP&url=https%3A%2F%2Finsnerds.com%2Fmichigan-takes-on-pip%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fmichigan-takes-on-pip%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fmichigan-takes-on-pip%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Michigan%20Takes%20on%20PIP&body=Michigan%27s%20No%20Fault%20Personal%20Injury%20Protection%20coverage%20was%20launched%2045%20years%20ago%20to%20reduce%20lawsuits%20and%20lower%20insurance%20premiums.%20As%20auto%20insurance%20premiums%20continued%20to%20skyrocket%20Michigan%20to%20the%20highest%20auto%20premium%20cost%20in%20the%20United%20States%2C%20the%20public%20has%20continued%20to%20rally%20for%20change.%20But%20what%20does%20change%20look%20like%3F%20How%20can%20decades%20of%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fmichigan-takes-on-pip%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![Property Construction Materials and the Impacts to Insurance Costs](https://insnerds.com/hubfs/Imported_Blog_Media/Larry-Nicholson-100x100-1.jpg) ](https://insnerds.com/insights/property-construction-materials-and-the-impacts-to-insurance-costs) 14 min read #### [Property Construction Materials and the Impacts to Insurance Costs](https://insnerds.com/insights/property-construction-materials-and-the-impacts-to-insurance-costs) [Larry Nicholson](https://insnerds.com/insights/author/larry-nicholson) : Apr 25, 2019 12:00:00 AM Property Construction Materials and the Impacts to Insurance Costs by Larry Nicholson Insurance allows individuals and organizations to... 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[Uncategorized](https://insnerds.com/insights/tag/uncategorized) [Read More](https://insnerds.com/insights/has-the-time-for-home-telematics-finally-arrived) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amber Wuollet", "url" : "https://insnerds.com/insights/author/amber-wuollet" }, "dateModified" : "2025-01-03T01:13:14.776Z", "datePublished" : "2019-06-12T04:00:00.000Z", "headline" : "Michigan Takes on PIP - InsNerds.com", "image" : [ "https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/insights/michigan-takes-on-pip", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```