Brett & I discuss Garrett’s new move to USAA (while we pick his brain on interviewing pros & cons). We also chewed on the Markel purchase of Nephila and it’s implications (https://goo.gl/zdA5DM). Dr. Robin Kiera recently discussed the possibility of reinsurers disrupting insurers (https://goo.gl/MtybVR). Perhaps it will work the other way around?? Finally, we discussed the start of the NFL season. Watch for our Super Bowl picks!