---
title: E93- The Insurtech Investment Landscape With Chris Downer, Principal at Venture Capital Firm XL Innovate - InsNerds.com
description: This episode is sponsored by IA Path - Unlocking Your Adjusting Superpowers. Go to https://iapath.com In this episode of Profiles in Risk, I spoke with Chris Downer of XL Innovate. Chris is the author of the single best insurtech newsletter in the industry. We discussed the newsletter, the insurtech investment space and how XL Innovate discerns
image: https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg
---

 2 min read

# E93- The Insurtech Investment Landscape With Chris Downer, Principal at Venture Capital Firm XL Innovate

[![Picture of Nicholas Lamparelli](https://insnerds.com/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg) Nicholas Lamparelli ](https://insnerds.com/insights/author/nicholas-lamparelli) :  Jul 2, 2018 12:00:00 AM

[Podcast](https://insnerds.com/insights/tag/podcast)

![E93- The Insurtech Investment Landscape With Chris Downer, Principal at Venture Capital Firm XL Innovate](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg)

Audio Player

[https://www.buzzsprout.com/87086/740898-e93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate.mp3](https://www.buzzsprout.com/87086/740898-e93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate.mp3)

00:00

00:00

00:00

Use Up/Down Arrow keys to increase or decrease volume.

*This episode is sponsored by ** [IA Path](https://iapath.com/)** – Unlocking Your Adjusting Superpowers. Go to **[https://iapath.com](https://iapath.com/)***

In this episode of Profiles in Risk, I spoke with Chris Downer of XL Innovate. Chris is the author of the single best insurtech newsletter in the industry. We discussed the newsletter, the insurtech investment space and how XL Innovate discerns and decides upon investment opportunities.

**CONNECT WITH CHRIS DOWNER:  
 LinkedIn: [https://www.linkedin.com/in/chris-downer-2275bb62/](https://www.linkedin.com/in/chris-downer-2275bb62/)  
 Twitter: [https://twitter.com/chriscdowner](https://twitter.com/chriscdowner)  
 Email: [Chris.Downer@xlcatlin.com](mailto:Chris.Downer@xlcatlin.com)  
 HomePage: [http://xlinnovate.com/](http://xlinnovate.com/)  
****  
 MENTIONED IN THIS EPISODE:  
****Tom Hutton: [https://www.linkedin.com/in/tom-hutton-9b21244/](https://www.linkedin.com/in/tom-hutton-9b21244/)  
 Martha Notaras: [https://www.linkedin.com/in/marthanotaras/](https://www.linkedin.com/in/marthanotaras/)  
Risk Management Solutions (RMS): [http://www.rms.com/](http://www.rms.com/)  
 Lemoande: [https://www.lemonade.com/](https://www.lemonade.com/)  
 Phillips Exeter Academy: [https://en.wikipedia.org/wiki/Phillips_Exeter_Academy](https://en.wikipedia.org/wiki/Phillips_Exeter_Academy) **

**BOOKS RECOMMENDED BY CHRIS:  
 Books on Edward Linsdale:  
[https://amzn.to/2yZ1NAd](https://amzn.to/2yZ1NAd)  
[https://amzn.to/2lQL7Bw](https://amzn.to/2lQL7Bw)  
 Books by Dan Brown: [https://amzn.to/2tNhlC8](https://amzn.to/2tNhlC8) **

** SUBSCRIBE AT:  
[Buzzsprout RSS: https://goo.gl/5K4X3Q](https://goo.gl/5K4X3Q)****  
[Google Play: https://goo.gl/WMAvW4](https://goo.gl/WMAvW4)****  
**** [iTunes: https://goo.gl/7SqwvP](https://goo.gl/7SqwvP)****  
[Overcast: https://goo.gl/8b4cbD](https://goo.gl/8b4cbD)  
**** [Spotify: https://goo.gl/niAbGN](https://goo.gl/niAbGN)  
[Stitcher: https://goo.gl/DmE7Mi](https://goo.gl/DmE7Mi)**  
** [YouTube: https://goo.gl/1Turar](https://goo.gl/1Turar)**

 

![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg)

### About Nicholas Lamparelli

Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist.

- [![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-02-26-52-8445-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-02-26-52-8445-AM.png) ](https://www.linkedin.com/in/nicklamparelli)
- ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-02-26-49-8856-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-02-26-49-8856-AM.png)

![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-150x150-Jan-03-2025-02-26-50-8470-AM.jpg?width=150&height=150&name=Lamparelli-150x150-Jan-03-2025-02-26-50-8470-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-150x150-Jan-03-2025-02-26-50-8470-AM.jpg?width=150&height=150&name=Lamparelli-150x150-Jan-03-2025-02-26-50-8470-AM.jpg)

##### [ Nicholas Lamparelli](https://insnerds.com/author/nick-lamparelli/)

+ posts

Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist.

- ** [From Teacher to Tech: How SettleStream Cuts Litigation Time and Costs - A Discussion with Chrysa Jones, COO](https://insnerds.com/from-teacher-to-tech-how-settlestream-cuts-litigation-time-and-costs-a-discussion-with-chrysa-jones-coo/)
- ** [My Battle With Sleep Demons (and How I Overcame It 🤞)](https://insnerds.com/my-battle-with-sleep-demons-and-how-i-overcame-it-%f0%9f%a4%9e/)
- ** [Exploring the History of Citizens Insurance Company of Florida: From Inception to Present - AoB Podcast](https://insnerds.com/20638-2/)
- ** [The Importance of Security in Workflow For Insurance Agents & Brokers (AoB Podcast with Taylor Pascoe of ShareFile)](https://insnerds.com/the-importance-of-security-in-workflow-for-insurance-agents-brokers-aob-podcast-with-taylor-pascoe-of-sharefile/)

### Related Posts

- [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-insurtech-150x150-2.jpg?width=150&height=150&name=pexels-insurtech-150x150-2.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-insurtech-150x150-2.jpg?width=150&height=150&name=pexels-insurtech-150x150-2.jpg) ](https://insnerds.com/embracing-insurtech/)
  
  [Embracing #InsurTech : The solution for adapting to an ever changing insurance consumer](https://insnerds.com/embracing-insurtech/)
  
  Embracing #Insurtech : The solution for adapting to an ever changing insurance consumer Today’s digital-first…
- [Profiles in Risk - E63: Chris Stanley - Creating the Next Generation of Independent Adjusters](https://insnerds.com/profiles-risk-e63-chris-stanley-creating-next-generation-independent-adjusters/)
  
  Subscribe at: Stitcher iTunes YouTube Buzzsprout RSS February was Insurance Careers Month. In this episode of Profiles in Risk,…
- [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-insurtech-150x150-2.jpg?width=150&height=150&name=pexels-insurtech-150x150-2.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-insurtech-150x150-2.jpg?width=150&height=150&name=pexels-insurtech-150x150-2.jpg) ](https://insnerds.com/embracing-insurtech/)
  
  [Embracing #InsurTech : The solution for adapting to an ever changing insurance consumer](https://insnerds.com/embracing-insurtech/)
  
  Embracing #Insurtech : The solution for adapting to an ever changing insurance consumer Today’s digital-first…

[**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fe93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare)

[**Tweet](https://twitter.com/intent/tweet?text=E93-+The+Insurtech+Investment+Landscape+With+Chris+Downer%2C+Principal+at+Venture+Capital+Firm+XL+Innovate&url=https%3A%2F%2Finsnerds.com%2Fe93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds)

[**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fe93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare)

[**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fe93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare)

[**Email](mailto:?subject=E93-%20The%20Insurtech%20Investment%20Landscape%20With%20Chris%20Downer%2C%20Principal%20at%20Venture%20Capital%20Firm%20XL%20Innovate&body=This%20episode%20is%20sponsored%20by%C2%A0%20IA%20Path%C2%A0-%20Unlocking%20Your%20Adjusting%20Superpowers.%20Go%20to%20https%3A%2F%2Fiapath.com%20In%20this%20episode%20of%20Profiles%20in%20Risk%2C%20I%20spoke%20with%20Chris%20Downer%20of%20XL%20Innovate.%20Chris%20is%20the%20author%20of%20the%20single%20best%20insurtech%20newsletter%20in%20the%20industry.%20We%20discussed%20the%20newsletter%2C%20the%20insurtech%20investment%20space%20and%20how%20XL%20Innovate%20discerns%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fe93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare)

[![Profiles in Risk – E84: Matteo Carbone on His Career, Insurance Innovation and His New Baby – Archimedes SPAC](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-15-39-7338-AM.jpg) ](https://insnerds.com/insights/11703-2)

 16 min read

#### [Profiles in Risk – E84: Matteo Carbone on His Career, Insurance Innovation and His New Baby – Archimedes SPAC](https://insnerds.com/insights/11703-2)

![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : May 28, 2018 12:00:00 AM

Profiles in Risk – E84: Matteo Carbone on His Career, Insurance Innovation and His New Baby – Archimedes SPAC by Nicholas Lamparelli Audio...

[Podcast](https://insnerds.com/insights/tag/podcast) 

[Read More](https://insnerds.com/insights/11703-2)

[![Profiles in Risk – E101: Marc DeLeonibus, co-Founder of Bold Penguin on Creating A Digital Commercial Marketplace](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-31-54-0831-AM.jpg) ](https://insnerds.com/insights/profiles-in-risk-e101-marc-deleonibus-co-founder-of-bold-penguin-on-creating-a-digital-commercial-marketplace)

 2 min read

#### [Profiles in Risk – E101: Marc DeLeonibus, co-Founder of Bold Penguin on Creating A Digital Commercial Marketplace](https://insnerds.com/insights/profiles-in-risk-e101-marc-deleonibus-co-founder-of-bold-penguin-on-creating-a-digital-commercial-marketplace)

![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : Aug 6, 2018 12:00:00 AM

Profiles in Risk – E101: Marc DeLeonibus, co-Founder of Bold Penguin on Creating A Digital Commercial Marketplace by Nicholas Lamparelli This...

[Podcast](https://insnerds.com/insights/tag/podcast) 

[Read More](https://insnerds.com/insights/profiles-in-risk-e101-marc-deleonibus-co-founder-of-bold-penguin-on-creating-a-digital-commercial-marketplace)

[![Profiles in Risk – E81: BONUS EPISODE – Conversations At Insurtech Rising in Boston 2018](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-31-54-0831-AM.jpg) ](https://insnerds.com/insights/profiles-in-risk-e81-bonus-episode-conversations-at-insurtech-rising-in-boston-2018)

 2 min read

#### [Profiles in Risk – E81: BONUS EPISODE – Conversations At Insurtech Rising in Boston 2018](https://insnerds.com/insights/profiles-in-risk-e81-bonus-episode-conversations-at-insurtech-rising-in-boston-2018)

![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : May 17, 2018 12:00:00 AM

Profiles in Risk – E81: BONUS EPISODE – Conversations At Insurtech Rising in Boston 2018 by Nicholas Lamparelli Audio Player ...

[Podcast](https://insnerds.com/insights/tag/podcast) 

[Read More](https://insnerds.com/insights/profiles-in-risk-e81-bonus-episode-conversations-at-insurtech-rising-in-boston-2018) 

![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Nicholas Lamparelli",
    "url" : "https://insnerds.com/insights/author/nicholas-lamparelli"
  },
  "dateModified" : "2025-01-03T02:28:38.936Z",
  "datePublished" : "2018-07-02T04:00:00.000Z",
  "headline" : "E93- The Insurtech Investment Landscape With Chris Downer, Principal at Venture Capital Firm XL Innovate - InsNerds.com",
  "image" : [ "https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-26-53-3845-AM.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://insnerds.com/insights/e93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png"
    },
    "name" : "Insurance Nerds"
  }
}
```