--- title: "Profiles in Risk – E111: Sean Harper, Co-Founder & CEO of Kin Insurance - InsNerds.com" description: Kin Insurance is one the original insurtech startups in the homeowners insurance space. In this episode, co-founder and CEO Sean Harper and I discuss the founding of Kin, including Sean's thoughts as a consultant, on why they decided to tackle this problem, which challenges they decided to tackle first and the conundrum of taking risk as image: https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg --- 2 min read # Profiles in Risk – E111: Sean Harper, Co-Founder & CEO of Kin Insurance [![Picture of Nicholas Lamparelli](https://insnerds.com/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg) Nicholas Lamparelli ](https://insnerds.com/insights/author/nicholas-lamparelli) : Sep 24, 2018 12:00:00 AM [Podcast](https://insnerds.com/insights/tag/podcast) ![Profiles in Risk – E111: Sean Harper, Co-Founder & CEO of Kin Insurance](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg) Kin Insurance is one the original insurtech startups in the homeowners insurance space. In this episode, co-founder and CEO Sean Harper and I discuss the founding of Kin, including Sean’s thoughts as a consultant, on why they decided to tackle this problem, which challenges they decided to tackle first and the conundrum of taking risk as an MGA or carrier. **LISTEN HERE:** Audio Player [https://www.buzzsprout.com/87086/811927-e111-sean-harper-co-founder-ceo-of-kin-insurance.mp3](https://www.buzzsprout.com/87086/811927-e111-sean-harper-co-founder-ceo-of-kin-insurance.mp3) 00:00 00:00 00:00 Use Up/Down Arrow keys to increase or decrease volume. **OR WATCH HERE:** **CONNECT WITH SEAN HARPER: LinkedIn: [https://www.linkedin.com/in/harpersean/](https://www.linkedin.com/in/harpersean/) Kin Insurance Homepage: [https://www.kin.com/](https://www.kin.com/) **** MENTIONED IN THIS EPISODE: ****The Kin founders: [https://www.kin.com/about](https://www.kin.com/about) ** **BOOKS RECOMMENDED BY SEAN: Against the Gods by Peter Bernstein: [https://amzn.to/2xAHZQk](https://amzn.to/2xAHZQk)  **   ** SUBSCRIBE AT: [Buzzsprout RSS: https://goo.gl/5K4X3Q](https://goo.gl/5K4X3Q)**** [Google Play: https://goo.gl/WMAvW4](https://goo.gl/WMAvW4)**** **** [iTunes: https://goo.gl/7SqwvP](https://goo.gl/7SqwvP)**** [Overcast: https://goo.gl/8b4cbD](https://goo.gl/8b4cbD) **** [Spotify: https://goo.gl/niAbGN](https://goo.gl/niAbGN) [Stitcher: https://goo.gl/DmE7Mi](https://goo.gl/DmE7Mi)** ** [YouTube: https://goo.gl/1Turar](https://goo.gl/1Turar)**   ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg) ### About Nicholas Lamparelli Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-03-10-8430-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-03-10-8430-AM.png) ](https://www.linkedin.com/in/nicklamparelli) - ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-03-09-8104-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-03-09-8104-AM.png) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-150x150-Jan-03-2025-01-03-10-1875-AM.jpg?width=150&height=150&name=Lamparelli-150x150-Jan-03-2025-01-03-10-1875-AM.jpg) ##### [ Nicholas Lamparelli](https://insnerds.com/author/nick-lamparelli/) + posts Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - ** [From Teacher to Tech: How SettleStream Cuts Litigation Time and Costs - A Discussion with Chrysa Jones, COO](https://insnerds.com/from-teacher-to-tech-how-settlestream-cuts-litigation-time-and-costs-a-discussion-with-chrysa-jones-coo/) - ** [My Battle With Sleep Demons (and How I Overcame It 🤞)](https://insnerds.com/my-battle-with-sleep-demons-and-how-i-overcame-it-%f0%9f%a4%9e/) - ** [Exploring the History of Citizens Insurance Company of Florida: From Inception to Present - AoB Podcast](https://insnerds.com/20638-2/) - ** [The Importance of Security in Workflow For Insurance Agents & Brokers (AoB Podcast with Taylor Pascoe of ShareFile)](https://insnerds.com/the-importance-of-security-in-workflow-for-insurance-agents-brokers-aob-podcast-with-taylor-pascoe-of-sharefile/) ### Related Posts - [Profiles in Risk - E45 - Zachary Finn of Butler University: Teaching Insurance With Insurance](https://insnerds.com/profiles-risk-e46-zachary-finn-butler-university-teaching-insurance-insurance/) OR SUBSCRIBE   In this episode of Profiles in Risk, Tony and I spoke with… - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/profilesinrisklogo3000v4-150x150-4.jpg?width=150&height=150&name=profilesinrisklogo3000v4-150x150-4.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/profilesinrisklogo3000v4-150x150-4.jpg?width=150&height=150&name=profilesinrisklogo3000v4-150x150-4.jpg) ](https://insnerds.com/podcast-e25/) [Profiles in Risk - Episode 25: Richard McCathron, Head of Insurance at Hippo Insurance](https://insnerds.com/podcast-e25/) or Subscribe. In this episode of Profiles in Risk we spoke with Rick McCathron, the… - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/logo3v2-150x150-Jan-03-2025-01-01-52-0404-AM.jpg?width=150&height=150&name=logo3v2-150x150-Jan-03-2025-01-01-52-0404-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/logo3v2-150x150-Jan-03-2025-01-01-52-0404-AM.jpg?width=150&height=150&name=logo3v2-150x150-Jan-03-2025-01-01-52-0404-AM.jpg) ](https://insnerds.com/podcast-e10/) [Profiles in Risk - Episode 10 - Insurance Agencies Today and Tomorrow](https://insnerds.com/podcast-e10/) or Subscribe.   Show Notes: Nick's flood paper: http://www.naic.org/documents/cipr_study_1704_flood_risk.pdf     [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Profiles+in+Risk+-+E111%3A+Sean+Harper%2C+Co-Founder+%26+CEO+of+Kin+Insurance&url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Profiles%20in%20Risk%20-%20E111%3A%20Sean%20Harper%2C%20Co-Founder%20%26%20CEO%20of%20Kin%20Insurance&body=Kin%20Insurance%20is%20one%20the%20original%20insurtech%20startups%20in%20the%20homeowners%20insurance%20space.%20In%20this%20episode%2C%20co-founder%20and%20CEO%20Sean%20Harper%20and%20I%20discuss%20the%20founding%20of%20Kin%2C%20including%20Sean%27s%20thoughts%20as%20a%C2%A0consultant%2C%20on%20why%20they%20decided%20to%20tackle%20this%20problem%2C%20which%20challenges%20they%20decided%20to%20tackle%20first%20and%20the%20conundrum%20of%20taking%20risk%20as%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fprofiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![Profiles in Risk – E131: Myranda Elizabeth Joseph on Being an Insurance Producer and RMI Student Hybrid](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-02-07-01-9677-AM.jpg) ](https://insnerds.com/insights/profiles-in-risk-e131-myranda-elizabeth-joseph-on-being-an-insurance-producer-and-rmi-student-hybrid) 2 min read #### [Profiles in Risk – E131: Myranda Elizabeth Joseph on Being an Insurance Producer and RMI Student Hybrid](https://insnerds.com/insights/profiles-in-risk-e131-myranda-elizabeth-joseph-on-being-an-insurance-producer-and-rmi-student-hybrid) ![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : Jan 13, 2019 12:00:00 AM Profiles in Risk – E131: Myranda Elizabeth Joseph on Being an Insurance Producer and RMI Student Hybrid by Nicholas Lamparelli In this episode... 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[Podcast](https://insnerds.com/insights/tag/podcast) [Read More](https://insnerds.com/insights/profiles-in-risk-e116-the-end-of-insurance-as-we-know-it-book-preview-with-rob-galbraith) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Nicholas Lamparelli", "url" : "https://insnerds.com/insights/author/nicholas-lamparelli" }, "dateModified" : "2025-01-03T01:05:03.578Z", "datePublished" : "2018-09-24T04:00:00.000Z", "headline" : "Profiles in Risk – E111: Sean Harper, Co-Founder & CEO of Kin Insurance - InsNerds.com", "image" : [ "https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-03-11-6162-AM.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/insights/profiles-in-risk-e111-sean-harper-co-founder-ceo-of-kin-insurance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```