Nicholas Lamparelli

Fleet Telematics Finally Proves ROI Beyond Risk Management

1 min read

Fleet Telematics Finally Proves ROI Beyond Risk Management

Active speed assistance technology is delivering measurable operational wins that make the business case for fleet telematics stronger than safety metrics alone. The Insurance Institute for Highway Safety just released findings that should get...

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Auto Insurers Face Fresh Volatility as Geopolitical Anxiety Hits Car Sales

2 min read

Auto Insurers Face Fresh Volatility as Geopolitical Anxiety Hits Car Sales

Major automakers warning that Middle East conflicts compound buyer anxiety signals a new volatility cycle for auto insurers just as they've...

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El Niño's Return Could Test Property Insurers' Catastrophe Modeling Assumptions

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El Niño's Return Could Test Property Insurers' Catastrophe Modeling Assumptions

A 62% probability of El Niño formation by September presents property insurers with a climate pattern that fundamentally alters risk concentrations...

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Two Fatal BlueCruise Crashes Signal Insurance's ADAS Liability Problem

2 min read

Two Fatal BlueCruise Crashes Signal Insurance's ADAS Liability Problem

The NTSB's upcoming hearing on Ford's hands-free driving system failures exposes how insurers are stuck covering losses from technology that wasn't...

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When Surveillance Makes Insurance Fraud Impossible to Hide

1 min read

When Surveillance Makes Insurance Fraud Impossible to Hide

The Alabama dentist who blew up his own practice was undone by something most business owners never consider: the surveillance cameras next door. Dr....

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Commercial Insurance Market Moderation Creates New Strategic Priorities for 2026

2 min read

Commercial Insurance Market Moderation Creates New Strategic Priorities for 2026

The commercial insurance market's shift from hard market chaos to cautious stability demands different underwriting strategies and risk management...

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Your Brand Strategy Is the Insurance AI Tool You Already Own (But Probably Haven't Built Yet)

2 min read

Your Brand Strategy Is the Insurance AI Tool You Already Own (But Probably Haven't Built Yet)

Most insurance professionals are feeding AI tools random marketing assets and wondering why every output sounds like it came from the brokerage down...

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AI-Powered Risk Appetite Scoring Is Finally Making Traditional Underwriting Guidelines Obsolete

2 min read

AI-Powered Risk Appetite Scoring Is Finally Making Traditional Underwriting Guidelines Obsolete

Most insurers still communicate risk appetite through PDFs and spreadsheets, but predictive scoring models are delivering 30%+ efficiency gains by...

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Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

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Crawford Predicts Full AI Claims Automation and Eight Other Industry Shifts for 2026

Crawford & Company forecasts that simple claims will move to complete automation without human adjuster involvement, while medical costs continue...

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California's Smoke Damage Bill Creates First State Standards for Wildfire Claims

2 min read

California's Smoke Damage Bill Creates First State Standards for Wildfire Claims

California's proposed Smoke Damage Recovery Act would establish the nation's first statewide framework for handling wildfire smoke damage claims,...

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