Nicholas Lamparelli

1 min read

Modern Underwriting Tech Won't Save Bad Risk Selection

Nicholas Lamparelli: Mar 24, 2026 8:43:31 AM

Cloud platforms and AI tools are becoming the default answer to underwriting profitability problems, but technology alone can't fix fundamental risk assessment failures. The insurance industry's current obsession with cloud-native underwriting...

1 min read

Property Insurers Finally Prove Digital Claims Investments Were Worth It

Nicholas Lamparelli: Mar 24, 2026 8:42:42 AM

JD Power's latest satisfaction data shows a 20-point jump in homeowner claims satisfaction, driven primarily by faster repair cycles and digital tool...

1 min read

Tesla's Camera-Only Vision Creates a Blind Spot for Auto Insurers

Nicholas Lamparelli: Mar 24, 2026 8:41:52 AM

NHTSA's escalated probe into Tesla's Full Self-Driving system exposes a fundamental flaw in how insurers evaluate autonomous vehicle risk when...

2 min read

Insurance AI's Success Now Depends More on Operations Than Algorithms

Nicholas Lamparelli: Mar 20, 2026 5:00:33 PM

The hardest part of insurance AI isn't building the models anymore, it's making them work reliably within the messy realities of legacy systems and...

2 min read

Property Stabilizes While Casualty Lines Face Persistent Severity Pressure

Nicholas Lamparelli: Mar 20, 2026 4:59:57 PM

The commercial market's property-casualty split is creating distinct strategic challenges that require different risk management approaches. While...

2 min read

Insurance Managers Need Three Types of Feedback to Fix Remote Underwriting Development

Nicholas Lamparelli: Mar 20, 2026 4:58:48 PM

Most insurance managers are unconsciously sabotaging their remote underwriters by mixing up appreciation, coaching, and evaluation in their feedback...

2 min read

The AI Fraud Paradox: Why Most Claim Photo "Fraud" Isn't Really Fraud

Nicholas Lamparelli: Mar 20, 2026 4:58:05 PM

Half of all consumers who alter claim images don't realize they're committing fraud, creating a massive gray zone that threatens to overwhelm claims...