--- title: Wesley Todd on the Litigation Epidemic Disrupting The Florida Insurance Marketplace - InsNerds.com description: "- Mold is Gold Florida's insurance market is a mess! How did this happen? This this debut episode of the Assignment of Benefits podcast, host Nick Lamparelli discusses the history of mass litigation in Florida and its devastating affects on the Florida insurance marketplace with Wesley Todd, CEO of CaseGlide (St. Pete, FL) From Hurricane Andrew to \"mold" image: https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg --- 2 min read # Wesley Todd on the Litigation Epidemic Disrupting The Florida Insurance Marketplace [![Picture of Nicholas Lamparelli](https://insnerds.com/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg) Nicholas Lamparelli ](https://insnerds.com/insights/author/nicholas-lamparelli) : Dec 30, 2023 12:00:00 AM [Assignment of Benefits](https://insnerds.com/insights/tag/assignment-of-benefits) [Florida](https://insnerds.com/insights/tag/florida) [Podcast](https://insnerds.com/insights/tag/podcast) ![Wesley Todd on the Litigation Epidemic Disrupting The Florida Insurance Marketplace](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg) **– **[**Mold is Gold**](https://archive.ph/pg0Vg) Florida’s insurance market is a mess! How did this happen? This this debut episode of the Assignment of Benefits podcast, host Nick Lamparelli discusses the history of mass litigation in Florida and its devastating affects on the Florida insurance marketplace with [**Wesley Todd**](https://www.linkedin.com/in/wesley-todd-a9225929/), CEO of [**CaseGlide**](https://www.linkedin.com/company/caseglide/) (St. Pete, FL) From Hurricane Andrew to “mold is gold” to the** **[**mass litigation of sinkholes**](https://archive.ph/aAsmg), to Assignment of Benefits and one-way attorney’s fees, all the way up to the recent carrier insolvencies and legislation to minimize the excessive litigation occurring post Irma. We examine: - Why does this keep happening to Florida? - The incentive structure that encourages litigation? - What this does to insurance rates and capacity - And how the most recent reforms are already showing headwinds for new litigation The Assignment of Benefits podcast was: - produced by [**Insurance Nerds**](https://www.insnerds.com/) - hosted by [**Nick Lamparelli**](https://www.linkedin.com/in/nicklamparelli/) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg?width=100&height=100&name=Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg) ### About Nicholas Lamparelli Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-49-24-6866-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/linkedin-Jan-03-2025-01-49-24-6866-AM.png) ](https://www.linkedin.com/in/nicklamparelli) - ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-49-22-7071-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/wordpress-Jan-03-2025-01-49-22-7071-AM.png) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Lamparelli-150x150-Jan-03-2025-01-49-23-5653-AM.jpg?width=150&height=150&name=Lamparelli-150x150-Jan-03-2025-01-49-23-5653-AM.jpg) ##### [ Nicholas Lamparelli](https://insnerds.com/author/nick-lamparelli/) + posts Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist. - ** [From Teacher to Tech: How SettleStream Cuts Litigation Time and Costs - A Discussion with Chrysa Jones, COO](https://insnerds.com/from-teacher-to-tech-how-settlestream-cuts-litigation-time-and-costs-a-discussion-with-chrysa-jones-coo/) - ** [My Battle With Sleep Demons (and How I Overcame It 🤞)](https://insnerds.com/my-battle-with-sleep-demons-and-how-i-overcame-it-%f0%9f%a4%9e/) - ** [Exploring the History of Citizens Insurance Company of Florida: From Inception to Present - AoB Podcast](https://insnerds.com/20638-2/) - ** [The Importance of Security in Workflow For Insurance Agents & Brokers (AoB Podcast with Taylor Pascoe of ShareFile)](https://insnerds.com/the-importance-of-security-in-workflow-for-insurance-agents-brokers-aob-podcast-with-taylor-pascoe-of-sharefile/) ### Related Posts - [PiR - E152: Starting a Florida Insurance Company From Scratch (Episode 2)](https://insnerds.com/pir-e152-starting-a-florida-insurance-company-from-scratch-episode-2/) In this special episode of Profiles in Risk, my co-host Wesley Todd and I spoke… - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/logo3v2-150x150-Jan-03-2025-01-49-00-1735-AM.jpg?width=150&height=150&name=logo3v2-150x150-Jan-03-2025-01-49-00-1735-AM.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/logo3v2-150x150-Jan-03-2025-01-49-00-1735-AM.jpg?width=150&height=150&name=logo3v2-150x150-Jan-03-2025-01-49-00-1735-AM.jpg) ](https://insnerds.com/podcast-e8/) [Profiles in Risk Episode 8 - Litigation, Claims and Analytics in Insurance](https://insnerds.com/podcast-e8/) SUBSCRIBE AT: Buzzsprout RSS: https://goo.gl/5K4X3Q Google Play: https://goo.gl/WMAvW4 iTunes: https://goo.gl/7SqwvP Overcast: https://goo.gl/8b4cbD Spotify: https://goo.gl/niAbGN Stitcher: https://goo.gl/DmE7Mi YouTube:… - [Insurance Careers Month](https://insnerds.com/insurance-careers-month/) February is Insurance Careers Month! I know I am so thankful for what Insurance has… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Fwesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Wesley+Todd+on+the+Litigation+Epidemic+Disrupting+The+Florida+Insurance+Marketplace&url=https%3A%2F%2Finsnerds.com%2Fwesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Fwesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Fwesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Wesley%20Todd%20on%20the%20Litigation%20Epidemic%20Disrupting%20The%20Florida%20Insurance%20Marketplace&body=-%C2%A0Mold%20is%20Gold%20Florida%27s%20insurance%20market%20is%20a%20mess%21%20How%20did%20this%20happen%3F%20This%20this%20debut%20episode%20of%20the%20Assignment%20of%20Benefits%20podcast%2C%20host%20Nick%20Lamparelli%20discusses%20the%20history%20of%20mass%20litigation%20in%20Florida%20and%20its%20devastating%20affects%20on%20the%20Florida%20insurance%20marketplace%20with%20Wesley%20Todd%2C%20CEO%20of%C2%A0CaseGlide%C2%A0%28St.%20Pete%2C%20FL%29%20From%20Hurricane%20Andrew%20to%20%22mold%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Fwesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![The Bad, The Ugly, & The Disruptive (History) of Florida Insurance Litigation – Wes Todd, CEO of CaseGlide (The Assignment of Benefits Podcast S1E1)](https://insnerds.com/hubfs/Imported_Blog_Media/Assignment-of-Benefits-4.gif) ](https://insnerds.com/insights/the-bad-the-ugly-the-disruptive-history-of-florida-insurance-litigation-wes-todd-ceo-of-caseglide) 2 min read #### [The Bad, The Ugly, & The Disruptive (History) of Florida Insurance Litigation – Wes Todd, CEO of CaseGlide (The Assignment of Benefits Podcast S1E1)](https://insnerds.com/insights/the-bad-the-ugly-the-disruptive-history-of-florida-insurance-litigation-wes-todd-ceo-of-caseglide) ![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : Jan 1, 2024 12:00:00 AM The Bad, The Ugly, & The Disruptive (History) of Florida Insurance Litigation – Wes Todd, CEO of CaseGlide (The Assignment of Benefits Podcast S1E1) [CATs](https://insnerds.com/insights/tag/cats) [Assignment of Benefits](https://insnerds.com/insights/tag/assignment-of-benefits) [Florida](https://insnerds.com/insights/tag/florida) [Claims](https://insnerds.com/insights/tag/claims) [Reinsurance](https://insnerds.com/insights/tag/reinsurance) [Podcast](https://insnerds.com/insights/tag/podcast) [Read More](https://insnerds.com/insights/the-bad-the-ugly-the-disruptive-history-of-florida-insurance-litigation-wes-todd-ceo-of-caseglide) [![Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8)](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-03-12-38-3002-AM.jpg) ](https://insnerds.com/insights/insuring-against-litigation-demotech-4warn-the-battle-against-floridas-litigation-surge-abuse-aob-s1e8) 2 min read #### [Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8)](https://insnerds.com/insights/insuring-against-litigation-demotech-4warn-the-battle-against-floridas-litigation-surge-abuse-aob-s1e8) ![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : Jun 3, 2024 12:00:00 AM Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8) by Nicholas Lamparelli Is the ... 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[Assignment of Benefits](https://insnerds.com/insights/tag/assignment-of-benefits) [Florida Insurance](https://insnerds.com/insights/tag/florida-insurance) [Read More](https://insnerds.com/insights/from-the-early-days-to-takeouts-the-ins-outs-of-citizens-insurance-of-florida-with-john-kummer-vp-at-team-focus-aob-s1ex) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Nicholas Lamparelli", "url" : "https://insnerds.com/insights/author/nicholas-lamparelli" }, "dateModified" : "2025-01-03T01:49:35.500Z", "datePublished" : "2023-12-30T05:00:00.000Z", "headline" : "Wesley Todd on the Litigation Epidemic Disrupting The Florida Insurance Marketplace - InsNerds.com", "image" : [ "https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-01-49-25-2134-AM.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/insights/wesley-todd-on-the-litigation-epidemic-disrupting-the-florida-insurance-marketplace", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```