--- title: Innovate or Die - InsNerds.com description: https://youtu.be/h-LDBSh2WC8Innovation and disruption is the hot topic at hundreds of insurance conferences around the world.And now it's starring in its very own rating proposal.On March 14, 2019, insurance rating agency AM Best released a draft of a proposal to include innovation as a factor in its rating score.In this episode of The Insurance Nerdery, we image: https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg --- 1 min read # Innovate or Die [ Amber Wuollet ](https://insnerds.com/insights/author/amber-wuollet) : Apr 17, 2019 12:00:00 AM [Uncategorized](https://insnerds.com/insights/tag/uncategorized) ![Innovate or Die](https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg) https://youtu.be/h-LDBSh2WC8 Innovation and disruption is the hot topic at hundreds of insurance conferences around the world. And now it’s starring in its very own rating proposal. On March 14, 2019, insurance rating agency AM Best released a draft of a proposal to include innovation as a factor in its rating score. In this episode of The Insurance Nerdery, we talk through the proposed changes – what they mean for carriers and those who work with carriers. Whichever side you are on, this is a significant change. What are your thoughts? Will this innovation rating score help move the industry forward? Read the full proposal here: [http://news.ambest.com/presscontent.aspx?refnum=27732&altsrc=9](http://news.ambest.com/presscontent.aspx?refnum=27732&altsrc=9) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg?width=100&height=100&name=Amber-100x100-3.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg?width=100&height=100&name=Amber-100x100-3.jpg) ### About Amber Wuollet Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. - [![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-01-12-33-5708-AM.png) ![](https://insnerds.com/hubfs/Imported_Blog_Media/web-Jan-03-2025-01-12-33-5708-AM.png) ](https://www.linkedin.com/in/amber-wuollet/) [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-150x150-3.jpg?width=150&height=150&name=Amber-150x150-3.jpg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/Amber-150x150-3.jpg?width=150&height=150&name=Amber-150x150-3.jpg) ](https://www.linkedin.com/in/amber-wuollet/) ##### [ Amber Wuollet](https://insnerds.com/author/amber-wuollet/) [Website](https://www.linkedin.com/in/amber-wuollet/)  |  + posts Amber is a people-focused creative type who is energized by challenge, fueled by coffee, and fascinated by the power of data and innovation to reshape the world. She spend her days surrounded by data scientists and product leaders who see opportunity in each problem and solutions to each question. She's the co-host of The Insurance Nerdery video blog by Insurance Nerds. ### Related Posts - [E93- The Insurtech Investment Landscape With Chris Downer, Principal at Venture Capital Firm XL Innovate](https://insnerds.com/e93-insurtech-investment-landscape-with-chris-downer-principal-at-venture-capital-firm-xl-innovate/) This episode is sponsored by  IA Path - Unlocking Your Adjusting Superpowers. Go to https://iapath.com In… - [The End of Insurance As We Know It](https://insnerds.com/the-end-of-insurance-as-we-know-it/) As we’ve all seen and experienced, insurance is an extremely stagnant industry unlikely to face… - [![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-keys-150x150.jpeg?width=150&height=150&name=pexels-keys-150x150.jpeg) ![](https://insnerds.com/hs-fs/hubfs/Imported_Blog_Media/pexels-keys-150x150.jpeg?width=150&height=150&name=pexels-keys-150x150.jpeg) ](https://insnerds.com/what-is-captive-insurance/) [What is Captive Insurance?](https://insnerds.com/what-is-captive-insurance/) I think most people have a fundamental belief that you can purchase any kind of… [**Share](https://www.linkedin.com/cws/share?url=https%3A%2F%2Finsnerds.com%2Finnovate-or-die%2F%3Futm_source%3Dlinkedin%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Tweet](https://twitter.com/intent/tweet?text=Innovate+or+Die&url=https%3A%2F%2Finsnerds.com%2Finnovate-or-die%2F%3Futm_source%3Dtwitter%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare&via=InsNerds) [**Share](https://www.facebook.com/share.php?u=https%3A%2F%2Finsnerds.com%2Finnovate-or-die%2F%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Reddit](https://www.reddit.com/submit?url=https%3A%2F%2Finsnerds.com%2Finnovate-or-die%2F%3Futm_source%3Dreddit%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [**Email](mailto:?subject=Innovate%20or%20Die&body=https%3A%2F%2Fyoutu.be%2Fh-LDBSh2WC8Innovation%20and%20disruption%20is%20the%20hot%20topic%20at%20hundreds%20of%20insurance%20conferences%20around%20the%20world.And%20now%20it%27s%20starring%20in%20its%20very%20own%20rating%20proposal.On%20March%2014%2C%202019%2C%20insurance%20rating%20agency%20AM%20Best%20released%20a%20draft%20of%20a%20proposal%20to%20include%20innovation%20as%20a%20factor%20in%20its%20rating%20score.In%20this%20episode%20of%20The%20Insurance%20Nerdery%2C%20we%0D%0A%0D%0ARead%20More%20Here:%20%20https%3A%2F%2Finsnerds.com%2Finnovate-or-die%2F%3Futm_source%3Demail%26utm_medium%3Dsocial%26utm_campaign%3DSocialWarfare) [![Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8)](https://insnerds.com/hubfs/Imported_Blog_Media/Lamparelli-100x100-Jan-03-2025-03-12-38-3002-AM.jpg) ](https://insnerds.com/insights/insuring-against-litigation-demotech-4warn-the-battle-against-floridas-litigation-surge-abuse-aob-s1e8) 2 min read #### [Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8)](https://insnerds.com/insights/insuring-against-litigation-demotech-4warn-the-battle-against-floridas-litigation-surge-abuse-aob-s1e8) ![Picture of Nicholas Lamparelli](https://insnerds.com/hs-fs/hubfs/Nick%20Lamparelli(Headshot%20GS).jpg?width=30&name=Nick%20Lamparelli(Headshot%20GS).jpg) [Nicholas Lamparelli](https://insnerds.com/insights/author/nicholas-lamparelli) : Jun 3, 2024 12:00:00 AM Insuring Against Litigation: Demotech, 4Warn, & the Battle Against Florida’s Litigation Surge Abuse (AoB S1E8) by Nicholas Lamparelli Is the ... 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[Agents & Brokers](https://insnerds.com/insights/tag/agents-brokers) [Read More](https://insnerds.com/insights/confusing-ratings) ![](https://px.ads.linkedin.com/collect/?pid=7110236&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amber Wuollet", "url" : "https://insnerds.com/insights/author/amber-wuollet" }, "dateModified" : "2025-01-03T01:13:18.096Z", "datePublished" : "2019-04-17T04:00:00.000Z", "headline" : "Innovate or Die - InsNerds.com", "image" : [ "https://insnerds.com/hubfs/Imported_Blog_Media/Amber-100x100-3.jpg" ], "mainEntityOfPage" : { "@id" : "https://insnerds.com/insights/innovate-or-die", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://insnerds.com/hubfs/InsNerds%20Large%20print%20quality.png" }, "name" : "Insurance Nerds" } } ```