This episode of The Assignment of Benefits Podcast discusses the complexities of homeowners insurance, focusing on geographic price variations, regulatory challenges, and the impact of climate change on risk assessment and insurance costs. It highlights the role of capital markets, reinsurance, and building codes in shaping insurance availability and affordability, using Florida as a case study for broader national trends. The conversation underscores the importance of reducing insurance costs to prevent it from becoming a luxury good, emphasizing the crucial role of insurance in enabling societal progress.
Connect with Kate Terry:
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Referenced NY Times Article: HERE
NBER Journal Publication: HERE
About Nicholas Lamparelli
Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist.
Nick Lamparelli is a 20+ year veteran of the insurance wars. He has a unique vantage point on the insurance industry. From selling home & auto insurance, helping companies with commercial insurance, to being an underwriter with an excess & surplus lines wholesaler to catastrophe modeling Nick has wide experience in the industry. Over past 10 years, Nick has been focused on the insurance analytics of natural catastrophes and big data. Nick serves as our Chief Evangelist.
